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The Top Easy Access Savings Discussion Area

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  • Pompeydave1967
    Pompeydave1967 Posts: 253 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 11 August 2022 at 9:08AM
    Atom just not moving with the times…I also checked their fixed 1,2,3 year terms and surprise surprise they have only increased from 2.7% to a whopping 2.75% ! 
  • intalex
    intalex Posts: 989 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Atom just not moving with the times…I also check their fixed 1,2,3 year terms and surprise surprise they have only increased from 2.7% to a whopping 2.75% ! 
    Maybe they only act if customers react first...
  • Well I’ve got to react in 4 weeks time when a fixed rate finishes with them , my huge 1.5% fixed (good at the time) is regrettably going to have to be fixed elsewhere if atom remain uncompetitive.Pity as the app is good and I’ve had zero issues over the year .
  • Bigwheels1111
    Bigwheels1111 Posts: 3,048 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Well I’ve got to react in 4 weeks time when a fixed rate finishes with them , my huge 1.5% fixed (good at the time) is regrettably going to have to be fixed elsewhere if atom remain uncompetitive.Pity as the app is good and I’ve had zero issues over the year .

    I have the same deal as you, I will stick the cash in Al Ryan, Zopa or Shawbrook until December or January then fix.
  • Sg28
    Sg28 Posts: 450 Forumite
    Third Anniversary 100 Posts Name Dropper
    Anyone have experience moving 10k+ sums to zopa. Did 2 transfers this morning and neither are showing up. My test transfer yesterday was there in about 10 minutes.
    Ex Sg27 (long forgotten log in details)

    Massive thank you to those on the long since defunct Matched Betting board.
  • intalex
    intalex Posts: 989 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Sg28 said:
    Anyone have experience moving 10k+ sums to zopa. Did 2 transfers this morning and neither are showing up. My test transfer yesterday was there in about 10 minutes.
    I did yesterday and it arrived in about 20 mins.
  • Sg28
    Sg28 Posts: 450 Forumite
    Third Anniversary 100 Posts Name Dropper
    intalex said:
    Sg28 said:
    Anyone have experience moving 10k+ sums to zopa. Did 2 transfers this morning and neither are showing up. My test transfer yesterday was there in about 10 minutes.
    I did yesterday and it arrived in about 20 mins.
    Thats concerning, my bank say it hasnt been stopped and the transfer was made. Maybe ill give zopa a call
    Ex Sg27 (long forgotten log in details)

    Massive thank you to those on the long since defunct Matched Betting board.
  • Mr._H_2
    Mr._H_2 Posts: 508 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Sg28 said:
    intalex said:
    Sg28 said:
    Anyone have experience moving 10k+ sums to zopa. Did 2 transfers this morning and neither are showing up. My test transfer yesterday was there in about 10 minutes.
    I did yesterday and it arrived in about 20 mins.
    Thats concerning, my bank say it hasnt been stopped and the transfer was made. Maybe ill give zopa a call
    My guess is that they have higher than normal inflows and it’s slowing down their processing for some transactions 
  • Sg28 said:
    Anyone have experience moving 10k+ sums to zopa. Did 2 transfers this morning and neither are showing up. My test transfer yesterday was there in about 10 minutes.
    Just about to move 10k, waiting for it to come from Ford money, then will try later. 
  • soulsaver
    soulsaver Posts: 6,654 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 August 2022 at 10:00AM
    New instant access savings issue by Tesco - 1.58% Gross/AER (variable) – includes a fixed bonus of 1.33% Gross for 12 months.
    Top 10 ranked Easy Access accounts list (page 651 this thread) updated with Tesco rate, thanks.
    The Top Easy Access Savings Discussion Area - Page 651 — MoneySavingExpert Forum
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