The Top Easy Access Savings Discussion Area

soulsaver

Well Al Rayan....that's put paid to gaming Zopa's boosts for now. :Thumb: 

Unless, of course, you've filled your Al Rayan... ?

jimexbox

If Chase don't react to Thursday's rate rise, I will only use for cashback. I've already moved 70% of my cash out. 

Nick_C

jimexbox said:

If Chase don't react to Thursday's rate rise, I will only use for cashback. I've already moved 70% of my cash out. 

Chase is also good for foreign currency transactions, getting cash in the USA, and as a feeder account for regular savings accounts. 

And with DDs allowed from the savings account, it is a serious alternative to leaving money in a current account. 

jimexbox

Nick_C said:

jimexbox said:

If Chase don't react to Thursday's rate rise, I will only use for cashback. I've already moved 70% of my cash out. 

Chase is also good for foreign currency transactions, getting cash in the USA, and as a feeder account for regular savings accounts. 

And with DDs allowed from the savings account, it is a serious alternative to leaving money in a current account. 

Yeah, I'll be using it on holiday. Definitely has its place, just not for savings. Unless of course they increase rates.

Must be a lot of cash drifting out over the last 5/6 weeks. 

infoadict

May have been mentioned before, but doesn't hurt to mention again - Chase max withdrawal per day is £25,000

wiseonesomeofthetime

Some steep minimum deposits in there for those top rates, for some.

Although, for me, arguably, the difference in interest rates on low balances is literally pence, so no real drama there tbf.

I am still holding until next week or week after, see how any BoE rate change this week is reflected in the rates by then.

But then I don't chase the pennies like I used to. Just cba tbh.

Oasis1

I'm moving my cash from Chase to Yorkshire BS. Feels good to, given Chase/JP Morgan aren't rated well for their ethics...

Will maintain the account for overseas spending though.

pearl123

It's a shame Marcus are no longer competative interest rate wise. Chase, I've nearly emptied my account. 

Nick_C

Oasis1 said:

I'm moving my cash from Chase to Yorkshire BS. Feels good to, given Chase/JP Morgan aren't rated well for their ethics...

Will maintain the account for overseas spending though.

But you were happy to use them when they had a market leading rate.

Fie on your ethics Sir 😉

2010

pearl123 said:

It's a shame Marcus are no longer competative interest rate wise. Chase, I've nearly emptied my account. 

Fed up waiting for Marcus to raise so moved it all out.