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The Top Easy Access Savings Discussion Area
Comments
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Is there any lag on savings in/out of Shawbrook?How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0
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Before 2pm it is the following day (unsure of time it is credited).Personal Responsibility - Sad but True
Sometimes.... I am like a dog with a bone1 -
george4064 said:I have a Shawbrook Easy Access - Issue 14 - Monthly, however the account name has 0.05% at the end of it. I received a text message this morning from Shawbrook saying my Easy Access Account interest rate has been increased to 1.51%.
Do I need to message Shawbrook to upgrade my account or can I just transfer funds to my existing issue 14 displaying 0.05% but I’ll actually earn 1.51%?if you look at their archived rates PDF, it looks as though they automatically increase existing issues with the newer rates.
however, I think the only time you should receive 0.05% for this account, would be if you have less than the minimum £1,000 opening balance.Interest rate for balances of £1,000 or more: 1.51% GROSS (monthly/variable);1.52% AERInterest rate where the balance falls below the minimum account opening balance: 0.05% Gross/AER (monthly/variable).if you have more than £1k in the account, then it might be worth getting in touch with Shawbrook; if it's less than £1k, then I think you'll continue to just get 0.05%.1 -
If anyone is interested Newcastle Building Society have a Triple Access Cash ISA that pays 1.5%, £1-£250k, allows transfers1
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Not Easy Access, but better than the Zopa boosted 95-day rate that is being highlighted on this thread. OakNorth Bank 90 day notice @ 2.02%1
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Is Atom down for anyone else? I know it was supposed to have downtime Saturday but?0
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Yes, my app gives me a message saying that they are having technical issues.andyhicks88 said:Is Atom down for anyone else? I know it was supposed to have downtime Saturday but?0 -
Down for down for me to.
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They use Google Cloud services which is affected by the heatwave.andyhicks88 said:Is Atom down for anyone else? I know it was supposed to have downtime Saturday but?
Cooling issues affecting server hardware.
https://www.theregister.com/2022/07/19/google_oracle_cloud/
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Are withdrawals via FP from YBS instant access accounts truly instant within a minute or so or does it take longer?0
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