The Top Easy Access Savings Discussion Area

jaypers

Well done to Atom for acting quickly.

Will be interesting to see what the other institutions do. Can’t see Chase increasing…….suspect they played a bit of a blinder here, knowing what would be happening with rates and acting early to attract market share. 

mlc2009

I hope NSANDI increase the rates on directsaver etc 
Hope is a big word though

Thumbs_Up

mlc2009 said:

I hope NSANDI increase the rates on directsaver etc 
Hope is a big word though

Any reason why you are keeping your money in their at 0.5%.. Millionaire by any chance?

typistretired

Thumbs_Up said:

mlc2009 said:

I hope NSANDI increase the rates on directsaver etc 
Hope is a big word though

Any reason why you are keeping your money in their at 0.5%.. Millionaire by any chance?

Probably has only a £1 in it like me

Thumbs_Up

typistretired said:

Thumbs_Up said:

mlc2009 said:

I hope NSANDI increase the rates on directsaver etc 
Hope is a big word though

Any reason why you are keeping your money in their at 0.5%.. Millionaire by any chance?

Probably has only a £1 in it like me

Then why use the word "hope" it sounds desperate.

soulsaver

OK rate shunters... Easy Access(ish) top 10(ish) of the pots.. BoE now 1.0% (05/05)

As at 06/05/2022.. c.12:00 hrs - Starter for 10; not meant to be comprehensive, DYOR.
Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.50% App only Home | Chase UK

2 Gatehouse Bank 1.30% (04/05) - Sharia; £1k min initial deposit.  Easy access account | Gatehouse Bank | Gatehouse Bank plc 

3 Atom: 1.25% (06/05) App only Instant Saver 1.25% Interest Rate - Easy Access Savings | Atom bank

4 Aldermore: 1.25% Double Access (29/04) or 0.85% EA . £1k to open Double Access Account, Instant Access Savings Account - Aldermore Bank

5 Cynergy: 1.20% (14/04) digipass or app for on line access. Existing customers only  Cynergy Bank 

6 Zopa: Smart Saver (app only) 1.20% £85k max (19/04) (NB 7,31,95 day notice, rate boosted options). Smarter Savings built for real life - Zopa

7 Tandem: 1.10% App only A greener way to save for the future (tandem.co.uk) 

8 Al Rayan:1.10% ( 29/04) App only(ish) Everyday Saver (Issue 2) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk)

9 Investec Flexi 1.06% on £5k+; NB 0% below £5k. (01/05) Online Flexi Saver from Investec | Instant Access Savings Account 

10= Marcus (and Saga): 1.0%  (08/04) - note shared FSCS protection. Marcus UK | Marcus by Goldman Sachs®

10= Ford Money Flexi 1.0% (01/05) Flexible Savings Account - Easy access savings | Ford Money 

Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2.0% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

Patr100

I wonder which of these banks have a good reputation for passing on rate rises or should they all , in due course?

mlc2009

Patr100 said:

I wonder which of these banks have a good reputation for passing on rate rises or should they all , in due course?

They all will in due course.... On mortgages

Patr100

mlc2009 said:

Patr100 said:

I wonder which of these banks have a good reputation for passing on rate rises or should they all , in due course?

They all will in due course.... On mortgages

True.

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mlc2009

It's been a few days since the latest base rate update and I haven't really seen any increases since. Is it possible the current top rate paying accounts already priced it in?

I was hoping someone would beat the chase account at least. Maybe next month