The Top Easy Access Savings Discussion Area

SaverRate

Steve_xx said:

It is possible to open a joint account.
Our Direct Saver is for customers aged 16 or over. You can open an account in your own name or jointly with one other person. You  can: •  apply for, and manage, a Direct Saver online or by phone only •    open an account with at least £1, paid by a debit card in your own name, issued by a UK bank •  hold up to a total of £2 million per person in Direct Saver accounts If you want to switch to a Direct Saver from another NS&I account or investment, download a switching form from  nsandi.com/forms  or call us.

Thanks Steve, NS&I also say the following with regards to withdrawal times...
The payment will normally reach your nominated account by the end of the first banking day after the day we receive your instruction.

Is this always the case or normally do you receive the withdrawal quicker?

iwant2asave

Does the NS&I income bond allow deposits even after the initial deposit or is it a one off lump sum only.

RG2015

iwant2asave said:

Does the NS&I income bond allow deposits even after the initial deposit or is it a one off lump sum only.

Totally unrestricted other than a minimum transaction value of £500

https://www.nsandi.com/income-bonds

ColdIron

It's a variable rate Easy Access savings account so you can deposit money whenever you want, subject to a minimum of £500

ncmscnc

Only option available now above 1% is NSI Income bond. No other product on the market.

Except Allica Bank with three months and a 5 days notice! 

ColdIron

You can't renew your bonus any more

RG2015

adindas said:

Dear All

I understand Marcus online Saving Underlying rate has changed a few times. Where the last one is 1.05%.  I understand on the top of it there is a one-year bonus (1.g 0.15 last year). I just have a look on my account and I could not find anyway to renew the Bonus. Do they still offer the bonus? If so how to apply/renew for the bonus. Thanks

Sadly, they stopped offering the one year bonus about September 2019.

cosh25

Looks like Skipton are launching a new variation of their online bonus account. Will pay 1.20% PA including an introductory bonus of 0.50% for the first 12 months. Not bad at the moment. Will be moving everything out of my Marcus into this when it becomes available (looks like tomorrow). Worth a post as it will be higher than NS&I

Ghostcrawler

cosh25 said:

Looks like Skipton are launching a new variation of their online bonus account. Will pay 1.20% PA including an introductory bonus of 0.50% for the first 12 months. Not bad at the moment. Will be moving everything out of my Marcus into this when it becomes available (looks like tomorrow). Worth a post as it will be higher than NS&I

source please? on their website highest i see as 0.70% to 1.01% on eSaver Issue 16

cosh25

Ghostcrawler said:

source please? on their website highest i see as 0.70% to 1.01% on eSaver Issue 16

Moneyfacts. As advised, the account won’t be available until tomorrow so won’t appear on their website.