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The Top Easy Access Savings Discussion Area

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  • Email from Santander - We're increasing the interest rate on your Easy Access Saver Limited Edition (Issue 1) to 4.05% AER/ 3.98% gross (variable).
    in next five days
  • georged123
    georged123 Posts: 102 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Theyve gradually increased the over 5k rate on the Natwest Digital Saver a few times, creeping up from 1% to 1.7%. 

    They might as well not bother increasing at all because most of their rates are beyond poor and not going to keep customers.
  • infoadict
    infoadict Posts: 94 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Email from Santander - We're increasing the interest rate on your Easy Access Saver Limited Edition (Issue 1) to 4.05% AER/ 3.98% gross (variable).
    in next five days

    Mine is already showing 4.05%. i thought this increase took place on 11th August????
  • southone
    southone Posts: 197 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 24 August 2023 at 3:27PM
    infoadict said:
    Email from Santander - We're increasing the interest rate on your Easy Access Saver Limited Edition (Issue 1) to 4.05% AER/ 3.98% gross (variable).
    in next five days

    Mine is already showing 4.05%. i thought this increase took place on 11th August????

    Yes went up as you say 11 Aug
  • That’s strange, I’ve only just received that email, never looked in the account as I’d cleared it when it became uncompetitive 🤷‍♀️
  • southone
    southone Posts: 197 Forumite
    Third Anniversary 100 Posts Name Dropper
    That’s strange, I’ve only just received that email, never looked in the account as I’d cleared it when it became uncompetitive 🤷‍♀️

    It still is uncompetitive :)
  • Yup, funds elsewhere 👍 don’t see it changing anytime soon either
  • mebu60
    mebu60 Posts: 1,756 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    @soulsaver

    Chorley BS increasing rates from 01:09.

    EA Saver 2 WDs from 4.35% to 4.6%.

    Also, for those it may be of interest to, the equivalent Cash ISA will increase from4.3% to 4.5%.
  • Bridlington1
    Bridlington1 Posts: 4,170 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    mebu60 said:
    @soulsaver

    Chorley BS increasing rates from 01:09.

    EA Saver 2 WDs from 4.35% to 4.6%.

    Also, for those it may be of interest to, the equivalent Cash ISA will increase from 4.3% to 4.5%.
    Also for those that have it the NLA Easy Access Saver (1 withdrawal) rises to 4.8% (up from 4.65%) from 1/9/23.
  • soulsaver
    soulsaver Posts: 6,748 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mr._H_2 said:
    soulsaver said:
    Apologies another Santander Edge Saver question. Has anyone who already has a Santander 123 Lite been able to open an Edge Saver Current account to get the Saver without having to give up the 123 Lite current account?  I find the cash back is better for me with the 123 Lite account but would like the Edge Saver. 
    Yes you can
    But it isn't instant.. and means a hard search...

    Depends what you mean by "instant". The application form doesn't take too long to fill in (5 to 10 mins), and at the end the system took about 30 - 60 seconds to make the final decision, with the account appearing instantly in my online banking afterwards. (I've opened three Edge current accounts in the last few days - an individual each for myself and wife and one joint).
    The Top Easy Access Savings Discussion Area - Page 1706 — MoneySavingExpert Forum
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