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The Top Easy Access Savings Discussion Area

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Comments

  • Black_Cat2
    Black_Cat2 Posts: 558 Forumite
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    Barkin said:
    Black_Cat2 said:
    Hi all.  Got an Atom instant saver account @ 3.88% which I want to withdraw the balance out of but leave a £1 in it just in case it improves in the future.  I can't find in the t&c's if I can leave £1 in it or not?  I remember there being £50 minimum to open the account.  Anyone have any experience of this please? 
    I think you remember incorrectly. From their website:

    ---x---

    Our Instant Saver is an easy access savings account designed to help you save whenever you want with great flexibility and zero fuss. Easy payments, Instant withdrawals. Simple.

    • Open a savings account with £0
    ---x---
    Yes I expect it's one of the other ones I went with!  One of them was a £50 minimum, maybe Tandem? Anyway thanks for the replies. 
    Just my opinion, no offence 🐈
  • BestSeagull
    BestSeagull Posts: 264 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 8 August 2023 at 7:33AM
    Gatehouse moving to 4.36%. Effective today, 8th August. Source- email.
  • FishInGlass
    FishInGlass Posts: 177 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    The email I received from Gatehouse said 4.45% from today.
    Also received email from RCI that they are going up to 4.5% from today as well.

    Both behind the curve but better than nothing.
  • Alicon88
    Alicon88 Posts: 35 Forumite
    Second Anniversary 10 Posts
    jaceyboy said:
    Alicon88 said:
    Opened a tandem account!
    Thank you for highlighting this.

    For people using it already: Will it show the daily interest earned in the app?
    No it does not 
    how do you know how much is growing then?
  • Stargunner
    Stargunner Posts: 1,059 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Alicon88 said:
    jaceyboy said:
    Alicon88 said:
    Opened a tandem account!
    Thank you for highlighting this.

    For people using it already: Will it show the daily interest earned in the app?
    No it does not 
    how do you know how much is growing then?
    It is paid into your savings account once a month. 

    If you want to know how much it is growing per week or day you can easily work it out for yourself.
  • BestSeagull
    BestSeagull Posts: 264 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Alicon88 said:
    jaceyboy said:
    Alicon88 said:
    Opened a tandem account!
    Thank you for highlighting this.

    For people using it already: Will it show the daily interest earned in the app?
    No it does not 
    how do you know how much is growing then?
    You'll see your interest accrue monthly or knowing the interest rate, you can work out the daily rate from that.
  • housebuyer143
    housebuyer143 Posts: 4,291 Forumite
    1,000 Posts Third Anniversary Name Dropper
    How do I check the rate I am getting at Newcastle on the app? It just links me to the website and a savings pdf from July. I want to ensure the rate has now increased with base rate rise.
  • jimexbox
    jimexbox Posts: 12,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    housebuyer143 said:
    How do I check the rate I am getting at Newcastle on the app? It just links me to the website and a savings pdf from July. I want to ensure the rate has now increased with base rate rise.
    Can't find it in the app, it's displayed online. Not that I'm using it. 
  • SAC2334
    SAC2334 Posts: 875 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    This is the one I use to check interest..easiest one I ve found . L and C mortgages Savings interest calculator .
  • Zopa_Trooper
    Zopa_Trooper Posts: 293 Forumite
    100 Posts Second Anniversary
    I'm wondering whether anybody else will bother challenging Tandem now. The BoE bank raise was 0.25%, anybody exceeding Tandem is going to have to raise their rate by nearly 0.5%. A step too far?
This discussion has been closed.
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