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The Top Easy Access Savings Discussion Area

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  • Hi all.  Got an Atom instant saver account @ 3.88% which I want to withdraw the balance out of but leave a £1 in it just in case it improves in the future.  I can't find in the t&c's if I can leave £1 in it or not?  I remember there being £50 minimum to open the account.  Anyone have any experience of this please? 
    I've got nothing in mine, still get regular emails, messages, etc.
  • Barkin
    Barkin Posts: 775 Forumite
    500 Posts Second Anniversary Name Dropper
    Hi all.  Got an Atom instant saver account @ 3.88% which I want to withdraw the balance out of but leave a £1 in it just in case it improves in the future.  I can't find in the t&c's if I can leave £1 in it or not?  I remember there being £50 minimum to open the account.  Anyone have any experience of this please? 
    I think you remember incorrectly. From their website:

    ---x---

    Our Instant Saver is an easy access savings account designed to help you save whenever you want with great flexibility and zero fuss. Easy payments, Instant withdrawals. Simple.

    • Open a savings account with £0
    ---x---
  • jimexbox
    jimexbox Posts: 12,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Alicon88 said:
    Opened a tandem account!
    Thank you for highlighting this.

    For people using it already: Will it show the daily interest earned in the app?
    Yes, remember to enable the boost to take you to 5%.
  • bertsilver
    bertsilver Posts: 135 Forumite
    Part of the Furniture 100 Posts
    Tandem App not working this morning.
  • SickGroove
    SickGroove Posts: 320 Forumite
    Third Anniversary 100 Posts Name Dropper
    Taking 11K from Chip & putting it into Tandem once the new rate shows for me...

    I usually transfer into Tandem via bank transfer but would it be quicker via open banking? It states on Tandem app that open banking best for smaller deposits...is 11K small?
  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Alicon88 said:
    Opened a tandem account!
    Thank you for highlighting this.

    For people using it already: Will it show the daily interest earned in the app?
    No it does not 
  • Malchester
    Malchester Posts: 997 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    Tandem App not working this morning.
    Working for me just now
  • BestSeagull
    BestSeagull Posts: 201 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Tandem App not working this morning.
    It stopped working for me last night so I switched my phone off and on again and that sorted it. It's still working for me this morning.
  • Black_Cat2
    Black_Cat2 Posts: 558 Forumite
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    Barkin said:
    Hi all.  Got an Atom instant saver account @ 3.88% which I want to withdraw the balance out of but leave a £1 in it just in case it improves in the future.  I can't find in the t&c's if I can leave £1 in it or not?  I remember there being £50 minimum to open the account.  Anyone have any experience of this please? 
    I think you remember incorrectly. From their website:

    ---x---

    Our Instant Saver is an easy access savings account designed to help you save whenever you want with great flexibility and zero fuss. Easy payments, Instant withdrawals. Simple.

    • Open a savings account with £0
    ---x---
    Yes I expect it's one of the other ones I went with!  One of them was a £50 minimum, maybe Tandem? Anyway thanks for the replies. 
    Just my opinion, no offence 🐈
  • BestSeagull
    BestSeagull Posts: 201 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 8 August 2023 at 8:33AM
    Gatehouse moving to 4.36%. Effective today, 8th August. Source- email.
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