The Top Easy Access Savings Discussion Area

Black_Cat2

Barkin said:

Black_Cat2 said:

Hi all.  Got an Atom instant saver account @ 3.88% which I want to withdraw the balance out of but leave a £1 in it just in case it improves in the future.  I can't find in the t&c's if I can leave £1 in it or not?  I remember there being £50 minimum to open the account.  Anyone have any experience of this please? 

I think you remember incorrectly. From their website:

---x---

Our Instant Saver is an easy access savings account designed to help you save whenever you want with great flexibility and zero fuss. Easy payments, Instant withdrawals. Simple.

• Open a savings account with £0

---x---

Yes I expect it's one of the other ones I went with!  One of them was a £50 minimum, maybe Tandem? Anyway thanks for the replies. 

BestSeagull

Gatehouse moving to 4.36%. Effective today, 8th August. Source- email.

FishInGlass

The email I received from Gatehouse said 4.45% from today.

Also received email from RCI that they are going up to 4.5% from today as well.

Both behind the curve but better than nothing.

Alicon88

jaceyboy said:

Alicon88 said:

Opened a tandem account!
Thank you for highlighting this.

For people using it already: Will it show the daily interest earned in the app?

No it does not 

how do you know how much is growing then?

Stargunner

Alicon88 said:

jaceyboy said:

Alicon88 said:

Opened a tandem account!
Thank you for highlighting this.

For people using it already: Will it show the daily interest earned in the app?

No it does not 

how do you know how much is growing then?

It is paid into your savings account once a month. 

If you want to know how much it is growing per week or day you can easily work it out for yourself.

BestSeagull

Alicon88 said:

jaceyboy said:

Alicon88 said:

Opened a tandem account!
Thank you for highlighting this.

For people using it already: Will it show the daily interest earned in the app?

No it does not 

how do you know how much is growing then?

You'll see your interest accrue monthly or knowing the interest rate, you can work out the daily rate from that.

housebuyer143

How do I check the rate I am getting at Newcastle on the app? It just links me to the website and a savings pdf from July. I want to ensure the rate has now increased with base rate rise.

jimexbox

housebuyer143 said:

How do I check the rate I am getting at Newcastle on the app? It just links me to the website and a savings pdf from July. I want to ensure the rate has now increased with base rate rise.

Can't find it in the app, it's displayed online. Not that I'm using it. 

SAC2334

This is the one I use to check interest..easiest one I ve found . L and C mortgages Savings interest calculator .

Zopa_Trooper

I'm wondering whether anybody else will bother challenging Tandem now. The BoE bank raise was 0.25%, anybody exceeding Tandem is going to have to raise their rate by nearly 0.5%. A step too far?