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The Top Easy Access Savings Discussion Area

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  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    SAC2334 said:
    Can anyone with Tandem let me know what form the ID check takes?  Reason I'm asking is I've lost my driving licence photocard and I don't have a current passport ...
    i ve just opened a Tandem account via the App but so far they have not asked for ID other than usual name address etc plus a quick fingerprint confirmation.They did ask for consent to my main bank account which so far has nt been consented to as yet which is why I ve not been able to make a sample transfer which I find odd.
    I just opened a Tandem account and they didn’t ask me to provide any ID. I picked my bank from a list for the open banking and it is all set up and a couple of deposits have been done.
  • SeriousHoax
    SeriousHoax Posts: 323 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TiVo_Lad said:
    I can't remember Girobank.😀
    If you were on the dole in the 1970s you would have regularly gone to the "labour exchange" to get your "Giro" and then cash it at the Post Office.
    Ha yes I get you now there is a lad my age that had the  Nickname Dougie Giro.😄
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chip empty, Tandem Full.
    What a day.
    Do you happen to know the max you can transfer in a day? I will be doing the same as you when I'm home later. TIA
    #39 - Save £12k in 2025
  • Futuristic
    Futuristic Posts: 1,172 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 7 August 2023 at 3:20PM
    linz said:
    Chip empty, Tandem Full.
    What a day.
    Do you happen to know the max you can transfer in a day? I will be doing the same as you when I'm home later. TIA
    There's no limit by Tandem.  You can send via bank transfer up to the max (250k).
  • CooperSF
    CooperSF Posts: 102 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Does anyone know when Tandem pay interest? Is it on monthly anniversary or a fixed date.
  • jaypers
    jaypers Posts: 1,052 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    CooperSF said:
    Does anyone know when Tandem pay interest? Is it on monthly anniversary or a fixed date.
    Just looked this up myself. It’s monthly on a fixed date…..just not sure what the date is but guessing it’s monthly anniversary of account opening. 
  • mebu60
    mebu60 Posts: 1,663 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    mebu60 said:
    soulsaver said:
    Secure Trust Bank Access Ac £1k min op bal. (& ongoing deposits min £1k) 4.65% (07/08) Access Account (securetrustbank.com) 
    My existing Issue 9 has automatically gone to this. 4.65%AER / 4.55%gross pcm.
    mine still says 0.00% as i've been waiting since last Tuesday for ST to do an internal transfer from Iss7 to Iss9 - it would have been quicker for me to withdraw and deposit it myself. :/
    My close & transfer from Issue 7 to 9 happened this morning, requested last Monday. Usually same or next day. They must be a tad busy! Hopefully yours will occur tomorrow. 
  • jaypers
    jaypers Posts: 1,052 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 7 August 2023 at 3:29PM
    So I’ve been against opening any more accounts but Tandem’s move today has made me change my mind. I think the 5% Easy Access threshold is a psychological no brainer, at least for me, and a very clever move on Tandem’s part. Wasn’t very long ago that people on here could hardly dare dream about 4% being broken……I guess in Atom’s case there is still work to be done there! Sure there are a few other Banks reworking their strategy now so going to be interesting. Would love to know how many millions have already gone into Tandem accounts today!  
  • patpalloon
    patpalloon Posts: 146 Forumite
    100 Posts Second Anniversary Name Dropper
    Tandem now beating many notice accounts and not that far behind the fixes.
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