The Top Easy Access Savings Discussion Area

refluxer

SAC2334 said:

SavingsBoo said:

Can anyone with Tandem let me know what form the ID check takes?  Reason I'm asking is I've lost my driving licence photocard and I don't have a current passport ...

i ve just opened a Tandem account via the App but so far they have not asked for ID other than usual name address etc plus a quick fingerprint confirmation.They did ask for consent to my main bank account which so far has nt been consented to as yet which is why I ve not been able to make a sample transfer which I find odd.

I was just reading through their FAQs and you'll need a nominated (connected) account in order to make a deposit...

Can I transfer money in from a bank account other than my connected account?

No, we can only accept money from a bank account that we have verified as belonging to you. We will return any money sent from accounts that haven’t been verified. If you wish to transfer funds from a different account, select ‘Connect a new current account’ through the ‘Pay in via Open Banking’ screen in the app. Once we’ve verified this new account, you can then transfer money in and out of it.

Stargunner

SAC2334 said:

SavingsBoo said:

Can anyone with Tandem let me know what form the ID check takes?  Reason I'm asking is I've lost my driving licence photocard and I don't have a current passport ...

i ve just opened a Tandem account via the App but so far they have not asked for ID other than usual name address etc plus a quick fingerprint confirmation.They did ask for consent to my main bank account which so far has nt been consented to as yet which is why I ve not been able to make a sample transfer which I find odd.

I just opened a Tandem account and they didn’t ask me to provide any ID. I picked my bank from a list for the open banking and it is all set up and a couple of deposits have been done.

SeriousHoax

TiVo_Lad said:

SeriousHoax said:

I can't remember Girobank.😀

If you were on the dole in the 1970s you would have regularly gone to the "labour exchange" to get your "Giro" and then cash it at the Post Office.

Ha yes I get you now there is a lad my age that had the  Nickname Dougie Giro.😄

linz

Bigwheels1111 said:

Chip empty, Tandem Full.

What a day.

Do you happen to know the max you can transfer in a day? I will be doing the same as you when I'm home later. TIA

Futuristic

linz said:

Bigwheels1111 said:

Chip empty, Tandem Full.

What a day.

Do you happen to know the max you can transfer in a day? I will be doing the same as you when I'm home later. TIA

There's no limit by Tandem.  You can send via bank transfer up to the max (250k).

CooperSF

Does anyone know when Tandem pay interest? Is it on monthly anniversary or a fixed date.

TiVo_Lad

https://www.tandem.co.uk/faq/savings

jaypers

CooperSF said:

Does anyone know when Tandem pay interest? Is it on monthly anniversary or a fixed date.

Just looked this up myself. It’s monthly on a fixed date…..just not sure what the date is but guessing it’s monthly anniversary of account opening. 

mebu60

janusdesign said:

mebu60 said:

soulsaver said:

Secure Trust Bank Access Ac £1k min op bal. (& ongoing deposits min £1k) 4.65% (07/08) Access Account (securetrustbank.com) 

My existing Issue 9 has automatically gone to this. 4.65%AER / 4.55%gross pcm.

mine still says 0.00% as i've been waiting since last Tuesday for ST to do an internal transfer from Iss7 to Iss9 - it would have been quicker for me to withdraw and deposit it myself.

My close & transfer from Issue 7 to 9 happened this morning, requested last Monday. Usually same or next day. They must be a tad busy! Hopefully yours will occur tomorrow. 

jaypers

So I’ve been against opening any more accounts but Tandem’s move today has made me change my mind. I think the 5% Easy Access threshold is a psychological no brainer, at least for me, and a very clever move on Tandem’s part. Wasn’t very long ago that people on here could hardly dare dream about 4% being broken……I guess in Atom’s case there is still work to be done there! Sure there are a few other Banks reworking their strategy now so going to be interesting. Would love to know how many millions have already gone into Tandem accounts today!