We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1160816091611161316142003

Comments

  • alrk
    alrk Posts: 52 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Tandem hot as instant as Chip, to be fair!
    might leave some in chip but mainly use Tandem
  • refluxer
    refluxer Posts: 3,253 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    SAC2334 said:
    Can anyone with Tandem let me know what form the ID check takes?  Reason I'm asking is I've lost my driving licence photocard and I don't have a current passport ...
    i ve just opened a Tandem account via the App but so far they have not asked for ID other than usual name address etc plus a quick fingerprint confirmation.They did ask for consent to my main bank account which so far has nt been consented to as yet which is why I ve not been able to make a sample transfer which I find odd.
    I was just reading through their FAQs and you'll need a nominated (connected) account in order to make a deposit...

    Can I transfer money in from a bank account other than my connected account?

    No, we can only accept money from a bank account that we have verified as belonging to you. We will return any money sent from accounts that haven’t been verified. If you wish to transfer funds from a different account, select ‘Connect a new current account’ through the ‘Pay in via Open Banking’ screen in the app. Once we’ve verified this new account, you can then transfer money in and out of it.
  • Stargunner
    Stargunner Posts: 1,036 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    SAC2334 said:
    Can anyone with Tandem let me know what form the ID check takes?  Reason I'm asking is I've lost my driving licence photocard and I don't have a current passport ...
    i ve just opened a Tandem account via the App but so far they have not asked for ID other than usual name address etc plus a quick fingerprint confirmation.They did ask for consent to my main bank account which so far has nt been consented to as yet which is why I ve not been able to make a sample transfer which I find odd.
    I just opened a Tandem account and they didn’t ask me to provide any ID. I picked my bank from a list for the open banking and it is all set up and a couple of deposits have been done.
  • SeriousHoax
    SeriousHoax Posts: 336 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TiVo_Lad said:
    I can't remember Girobank.😀
    If you were on the dole in the 1970s you would have regularly gone to the "labour exchange" to get your "Giro" and then cash it at the Post Office.
    Ha yes I get you now there is a lad my age that had the  Nickname Dougie Giro.😄
  • linz
    linz Posts: 1,973 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chip empty, Tandem Full.
    What a day.
    Do you happen to know the max you can transfer in a day? I will be doing the same as you when I'm home later. TIA
    #39 - Save £12k in 2025
  • Futuristic
    Futuristic Posts: 1,213 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 7 August 2023 at 3:20PM
    linz said:
    Chip empty, Tandem Full.
    What a day.
    Do you happen to know the max you can transfer in a day? I will be doing the same as you when I'm home later. TIA
    There's no limit by Tandem.  You can send via bank transfer up to the max (250k).
  • CooperSF
    CooperSF Posts: 102 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Does anyone know when Tandem pay interest? Is it on monthly anniversary or a fixed date.
  • jaypers
    jaypers Posts: 1,110 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    CooperSF said:
    Does anyone know when Tandem pay interest? Is it on monthly anniversary or a fixed date.
    Just looked this up myself. It’s monthly on a fixed date…..just not sure what the date is but guessing it’s monthly anniversary of account opening. 
  • mebu60
    mebu60 Posts: 1,728 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    mebu60 said:
    soulsaver said:
    Secure Trust Bank Access Ac £1k min op bal. (& ongoing deposits min £1k) 4.65% (07/08) Access Account (securetrustbank.com) 
    My existing Issue 9 has automatically gone to this. 4.65%AER / 4.55%gross pcm.
    mine still says 0.00% as i've been waiting since last Tuesday for ST to do an internal transfer from Iss7 to Iss9 - it would have been quicker for me to withdraw and deposit it myself. :/
    My close & transfer from Issue 7 to 9 happened this morning, requested last Monday. Usually same or next day. They must be a tad busy! Hopefully yours will occur tomorrow. 
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.