The Top Easy Access Savings Discussion Area

janusd

mebu60 said:

soulsaver said:

Secure Trust Bank Access Ac £1k min op bal. (& ongoing deposits min £1k) 4.65% (07/08) Access Account (securetrustbank.com) 

My existing Issue 9 has automatically gone to this. 4.65%AER / 4.55%gross pcm.

mine still says 0.00% as i've been waiting since last Tuesday for ST to do an internal transfer from Iss7 to Iss9 - it would have been quicker for me to withdraw and deposit it myself.

CheekyMikey

Rollinghome said:

nic_c said:

Eirambler said:

Right Tandem, you're on the clock. You have until Friday morning...

Why? Either you're happy with your money being with them at 4.36% and know they'll raise at some point, or you're not as there is better elsewhere. What happens if they raise Friday afternoon?

It appears that Eirambler has decided to wait a few days to see if Tandem will improve their rate.  That doesn't seem so unreasonable to me.

Could you clarify what it is you think they should do?  Is it that they should have jumped the instant a higher rate was offered elsewhere?  Or that they should stay with Tandem indefinitely regardless of the rate being paid?  (Would that equally to banks such as AlRayan who were once top payers but seem to have shifted from that policy and currently pay an expected profit rate of just 4.00% on EA account?) Or do you have a far better approach?

Could it be that you've calculated a specific differential between rates for when it's right to move and when it's not? I'm puzzled.

I suspect that, like me, Nic is just amused at yet another of these countless posts where people give these ultimatums that they’re off if so and so bank doesn’t up their rate…as if the banks are in any way influenced by a threat from a poster on a internet forum 😀

TiVo_Lad

SeriousHoax said:

I can't remember Girobank.😀

If you were on the dole in the 1970s you would have regularly gone to the "labour exchange" to get your "Giro" and then cash it at the Post Office.

simonsmithsays

TiVo_Lad said:

SeriousHoax said:

I can't remember Girobank.😀

If you were on the dole in the 1970s you would have regularly gone to the "labour exchange" to get your "Giro" and then cash it at the Post Office.

Next question incoming 'Whats the dole?'

:-:smile:

Eirambler

Tandem showing at 5% on their website.

Not updated on the app at this point.

Krakkkers

https://www.dole.com/en-gb/produce/fruits/pineapple

TiVo_Lad

Eirambler said:

Tandem showing at 5% on their website.

Not updated on the app at this point.

4.65% AER plus the 0.35% Top Up. Nice!

Eirambler

nic_c said:

Eirambler said:

Right Tandem, you're on the clock. You have until Friday morning...

Why? Either you're happy with your money being with them at 4.36% and know they'll raise at some point, or you're not as there is better elsewhere. What happens if they raise Friday afternoon?

Why? Because patience is a virtue...but mine was running out.

jimexbox

Glad I waited a few days. Everyone jumping back to Tandem now lol. 

jaypers

Not an open banking fan but 5% too good to pass on. Tandem here I come.