The Top Easy Access Savings Discussion Area

Snapdragon

dekkard said:

Does anyone who recently opened the Skipton Bonus Saver (issue 8) know if you have to wait 14 days from funding it before you can withdraw?

Skipton's website suggests so but can't find anything in the account's specific Ts&Cs which says so.

I believe so, I tried to withdraw from Skipton Bonus Saver (issue 8) yesterday and got an account restricted message, I had to move the money I wanted to an older Skipton easy access account I have and then withdraw from that account to my nominated bank.

financialbliss

Skipton Bonus saver. Opened, plus withdrew the same day. Tried via the app and I got a withdrawal restrictions on the account. Logged in via desktop, set a nominated account and withdrew £1 as a test later the same day 

Zaul22

I expected a bit better than that from Oxbury. Maybe they will go up again in a week or 2.

allegro120

SeriousHoax said:

When it comes to monthly or annual interest, do most people go for monthly.

I always go for monthly. 

subjecttocontract

.....and i never go for monthly.

BooJewels

I'm monthly too - and for fixes and ISAs, I prefer to have it paid away, so I can choose what to do with it. EA I tend to keep in the same account.  Some I further pay into a regular saver.

I prefer this as it gives me control over it, choice and suits my personal circumstances. 

PixelPound

With all this switching - are you ever going to leave your money in an easy access for anywhere near a year?

chris_the_bee

Bridlington1 said:

@soulsaver
Kent Reliance EA Issue 62 now pays 4.53% (£1k min).

Annoyingly, previous issues are not having their interest rates automatically upgraded. You need to open a new issue 62, then transfer funds from your old issue to the new one.

pecunianonolet

Wheres_My_Cashback said:

SeriousHoax said:

Wheres_My_Cashback said:

Cynergy 4.55% (Issue 64)

https://www.cynergybank.co.uk/personal/online-easy-access-account/online-easy-access-account/

I've just this minute got the new rate with the fast track.

I timed mine from logging in, using Fast track to apply and then transferring/closing from old to new.

Total of 156 seconds.....and people here moan that it's a faff/difficult !

Opened a few hours ago. Received an email, account still not opened online when I just checked. Same with OH, will probably stop bothering and close the account as this practise is getting annoying. Got 7 closed accounts by now and they change the account no every time too.

AndyTh_2

Zaul22 said:

I expected a bit better than that from Oxbury. Maybe they will go up again in a week or 2.

what do you mean? They did increase their saving account rate yesterday to 4.55% https://www.oxbury.com/personal-easy-access-account-eap001