The Top Easy Access Savings Discussion Area

financialbliss

Skipton Bonus saver. Opened, plus withdrew the same day. Tried via the app and I got a withdrawal restrictions on the account. Logged in via desktop, set a nominated account and withdrew £1 as a test later the same day 

Zaul22

I expected a bit better than that from Oxbury. Maybe they will go up again in a week or 2.

allegro120

SeriousHoax said:

When it comes to monthly or annual interest, do most people go for monthly.

I always go for monthly. 

subjecttocontract

.....and i never go for monthly.

BooJewels

I'm monthly too - and for fixes and ISAs, I prefer to have it paid away, so I can choose what to do with it. EA I tend to keep in the same account.  Some I further pay into a regular saver.

I prefer this as it gives me control over it, choice and suits my personal circumstances. 

PixelPound

With all this switching - are you ever going to leave your money in an easy access for anywhere near a year?

chris_the_bee

Bridlington1 said:

@soulsaver
Kent Reliance EA Issue 62 now pays 4.53% (£1k min).

Annoyingly, previous issues are not having their interest rates automatically upgraded. You need to open a new issue 62, then transfer funds from your old issue to the new one.

pecunianonolet

Wheres_My_Cashback said:

SeriousHoax said:

Wheres_My_Cashback said:

Cynergy 4.55% (Issue 64)

https://www.cynergybank.co.uk/personal/online-easy-access-account/online-easy-access-account/

I've just this minute got the new rate with the fast track.

I timed mine from logging in, using Fast track to apply and then transferring/closing from old to new.

Total of 156 seconds.....and people here moan that it's a faff/difficult !

Opened a few hours ago. Received an email, account still not opened online when I just checked. Same with OH, will probably stop bothering and close the account as this practise is getting annoying. Got 7 closed accounts by now and they change the account no every time too.

AndyTh_2

Zaul22 said:

I expected a bit better than that from Oxbury. Maybe they will go up again in a week or 2.

what do you mean? They did increase their saving account rate yesterday to 4.55% https://www.oxbury.com/personal-easy-access-account-eap001

2010

The providers should be reacting to BoE increases within hours/days not up to five weeks later.

If it was decreases it would be a different matter, I`m sure.