The Top Easy Access Savings Discussion Area

jaceyboy

Kayfabe said:

Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).

Still nothing from me from NBS after sending ID docs in >1 week ago.  

Nothing for me either so ive sent them an email asking to cancel the application, 4.30% has now been beaten so no point in another account...

SeriousHoax

Buckinghamshire buildings society. 4.30%

Information Here. > https://www.bucksbs.co.uk/savings/easy-access/single-access-saver-issue-2/

frosch411

Another rate increase for SecureTrust bank announced today (07-Jul-2023) via SMS:

Access Account (Issue 7) going up to 4.22% gross pa / 4.30% AER 😁👍🏼

Eirambler

What are Secure Trust like in terms of speed of deposits/withdrawals? Also what happens if you take your balance below £1,000 - is it just that no interest is paid or do they close the account completely?

It seems like pretty much all the other easy access accounts paying over 4.2% seem to have catches at the moment - either slow deposits/withdrawals, limited access or no monthly interest option. 

allegro120

jaceyboy said:

Kayfabe said:

Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).

Still nothing from me from NBS after sending ID docs in >1 week ago.  

Nothing for me either so ive sent them an email asking to cancel the application, 4.30% has now been beaten so no point in another account...

Re NBS. Received authentication code today and authorised my nominated account. It wasn't quick and easy to get this account fully operational, but 2 days ago I received  £25 cheque as an apology "for any inconvenience caused".

mebu60

jaceyboy said:

Kayfabe said:

Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).

Still nothing from me from NBS after sending ID docs in >1 week ago.  

Nothing for me either so ive sent them an email asking to cancel the application, 4.30% has now been beaten so no point in another account...

Nothing here yet either, very poor. Will let it chunter through, hopefully one day will see my £1.00 that was sent over a week ago! 

Their BR-0.7% (currently 4.3%) will always beat my Skipton BR-0.9% (4.1%) but those funds have now moved to Skipton's Bonus Saver Issue 8 at 4.22% so unlikely to make it to Newcastle. Plus have 4.5%, 4.35% and 4.3% EAs elsewhere. 

aaj123

Any decent tracker out there at the moment? I missed the recent BR-0.7% and only have the Skipton BR-1.1%.

Also, does Chase at 3.8% remain the highest paying 'proper account' that is truly instant access?

ircE

The forum will go down temporarily, we are told, at 2pm next Tuesday ahead of an upgrade. I'll be on holiday at the time (and hopefully not thinking about interest rates...) but do we have a contingency in case something goes wrong?

cadguy77

Eirambler said:

What are Secure Trust like in terms of speed of deposits/withdrawals? Also what happens if you take your balance below £1,000 - is it just that no interest is paid or do they close the account completely?

It seems like pretty much all the other easy access accounts paying over 4.2% seem to have catches at the moment - either slow deposits/withdrawals, limited access or no monthly interest option. 

Ref balance below £1000, I tried and it wasn't possible without closing the account

ForumUser7

ircE said:

The forum will go down temporarily, we are told, at 2pm next Tuesday ahead of an upgrade. I'll be on holiday at the time (and hopefully not thinking about interest rates...) but do we have a contingency in case something goes wrong?

Where have you seen that?

EDIT: Nevermind, it is literally a banner at the top of the screen - perhaps I should spend the time chasing rates at the opticians instead!