The Top Easy Access Savings Discussion Area

jak22

Still no sign of improvement from Tandem.

It makes sense to keep some funds in accounts with a lower rate but are truly instance to a current a/c, but this is a top EA thread and significant savings left in an account that every month lags by 0.5% costs you £50 a year for every £10K held for those benefits.

My recollection of NBS was phone calls were needed to chase after sending ID by post to find out there was a difference of opinion as to what's valid (PDF etc) between what's written on the website and whoever processed it, and finally to give up and request return of initial funds.

Barkin

Nath4n said:

ForumUser7 said:

Nath4n said:

Shawbrook Easy Access now showing as 4.35% on their website. Logging in my Easy Access still shows 3.84% (monthly). Not sure if this is a new access, or if existing accounts will also be uplifted? Apologies if already flagged.

Shawbrook does not always upgrade existing issues - you will need to contact them - unless you just want to move funds and arrange the new issue yourself.

Thanks for the heads up. I just called them on 0345 266 6611 and was able to get through to an advisor within a couple of minutes. I currently have 'Issue 35' and there are 'no current plans' to uplift this one to 4.35/4.27%. The new issue is 'Issue 36', and the advisor was able to convert my account to this very quickly and easily. Happy days.

Edit: And helpful replies above indicate it can also easily be done via secure message on internet banking. Much simpler than opening a new account!

I'm pretty sure the T's&C's state that you can't have more than one account. 

jaceyboy

Kayfabe said:

Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).

Still nothing from me from NBS after sending ID docs in >1 week ago.  

Nothing for me either so ive sent them an email asking to cancel the application, 4.30% has now been beaten so no point in another account...

SeriousHoax

Buckinghamshire buildings society. 4.30%

Information Here. > https://www.bucksbs.co.uk/savings/easy-access/single-access-saver-issue-2/

frosch411

Another rate increase for SecureTrust bank announced today (07-Jul-2023) via SMS:

Access Account (Issue 7) going up to 4.22% gross pa / 4.30% AER 😁👍🏼

Eirambler

What are Secure Trust like in terms of speed of deposits/withdrawals? Also what happens if you take your balance below £1,000 - is it just that no interest is paid or do they close the account completely?

It seems like pretty much all the other easy access accounts paying over 4.2% seem to have catches at the moment - either slow deposits/withdrawals, limited access or no monthly interest option. 

allegro120

jaceyboy said:

Kayfabe said:

Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).

Still nothing from me from NBS after sending ID docs in >1 week ago.  

Nothing for me either so ive sent them an email asking to cancel the application, 4.30% has now been beaten so no point in another account...

Re NBS. Received authentication code today and authorised my nominated account. It wasn't quick and easy to get this account fully operational, but 2 days ago I received  £25 cheque as an apology "for any inconvenience caused".

mebu60

jaceyboy said:

Kayfabe said:

Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).

Still nothing from me from NBS after sending ID docs in >1 week ago.  

Nothing for me either so ive sent them an email asking to cancel the application, 4.30% has now been beaten so no point in another account...

Nothing here yet either, very poor. Will let it chunter through, hopefully one day will see my £1.00 that was sent over a week ago! 

Their BR-0.7% (currently 4.3%) will always beat my Skipton BR-0.9% (4.1%) but those funds have now moved to Skipton's Bonus Saver Issue 8 at 4.22% so unlikely to make it to Newcastle. Plus have 4.5%, 4.35% and 4.3% EAs elsewhere. 

aaj123

Any decent tracker out there at the moment? I missed the recent BR-0.7% and only have the Skipton BR-1.1%.

Also, does Chase at 3.8% remain the highest paying 'proper account' that is truly instant access?

ircE

The forum will go down temporarily, we are told, at 2pm next Tuesday ahead of an upgrade. I'll be on holiday at the time (and hopefully not thinking about interest rates...) but do we have a contingency in case something goes wrong?