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The Top Easy Access Savings Discussion Area
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Still no sign of improvement from Tandem.
It makes sense to keep some funds in accounts with a lower rate but are truly instance to a current a/c, but this is a top EA thread and significant savings left in an account that every month lags by 0.5% costs you £50 a year for every £10K held for those benefits.
My recollection of NBS was phone calls were needed to chase after sending ID by post to find out there was a difference of opinion as to what's valid (PDF etc) between what's written on the website and whoever processed it, and finally to give up and request return of initial funds.
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Nath4n said:ForumUser7 said:Nath4n said:Shawbrook Easy Access now showing as 4.35% on their website. Logging in my Easy Access still shows 3.84% (monthly). Not sure if this is a new access, or if existing accounts will also be uplifted? Apologies if already flagged.
Edit: And helpful replies above indicate it can also easily be done via secure message on internet banking. Much simpler than opening a new account!0 -
Kayfabe said:Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).
Still nothing from me from NBS after sending ID docs in >1 week ago.1 -
Buckinghamshire buildings society. 4.30%
Information Here. > https://www.bucksbs.co.uk/savings/easy-access/single-access-saver-issue-2/0 -
Another rate increase for SecureTrust bank announced today (07-Jul-2023) via SMS:
Access Account (Issue 7) going up to 4.22% gross pa / 4.30% AER 😁👍🏼0 -
What are Secure Trust like in terms of speed of deposits/withdrawals? Also what happens if you take your balance below £1,000 - is it just that no interest is paid or do they close the account completely?
It seems like pretty much all the other easy access accounts paying over 4.2% seem to have catches at the moment - either slow deposits/withdrawals, limited access or no monthly interest option.0 -
jaceyboy said:Kayfabe said:Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).
Still nothing from me from NBS after sending ID docs in >1 week ago.1 -
jaceyboy said:Kayfabe said:Also upgraded my Shawbrook to issue 36 via Secure Message - was done in about 20 mins (great service).
Still nothing from me from NBS after sending ID docs in >1 week ago.
Their BR-0.7% (currently 4.3%) will always beat my Skipton BR-0.9% (4.1%) but those funds have now moved to Skipton's Bonus Saver Issue 8 at 4.22% so unlikely to make it to Newcastle. Plus have 4.5%, 4.35% and 4.3% EAs elsewhere.0 -
Any decent tracker out there at the moment? I missed the recent BR-0.7% and only have the Skipton BR-1.1%.
Also, does Chase at 3.8% remain the highest paying 'proper account' that is truly instant access?0 -
The forum will go down temporarily, we are told, at 2pm next Tuesday ahead of an upgrade. I'll be on holiday at the time (and hopefully not thinking about interest rates...) but do we have a contingency in case something goes wrong?
I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.0
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