The Top Easy Access Savings Discussion Area

janusdesign

patpalloon said:

Which are the highest paying EA accounts that also offer monthly interest (like Tandem for example). I'm not interested in ones that only pay annually.

Moneyfacts will give you a list if you filter for only monthly interest...

top of the list (if you exclude Raisin) would be Oxbury - potentially Coventry BS might top that when they update their rates, but that would only be a limited access account.

Al Rayan @ 4% EPR (4.07 AER) should probably be on that list too.

AndyTh_2

Chip is now showing 4.21% AER interest on it's Instant Access

GalacticaActual

AndyTh_2 said:

Chip is now showing 4.21% AER interest on it's Instant Access

Thanks for the information. Just received a notification via the app/iPhone 

Yellowman

AndyTh_2 said:

Chip is now showing 4.21% AER interest on it's Instant Access

What is the gross monthly on this?

AmityNeon

Yellowman said:

AndyTh_2 said:

Chip is now showing 4.21% AER interest on it's Instant Access

What is the gross monthly on this?

4.13% gross monthly.

Zerforax

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

alternate

A bunch will be matching it so I would not rush.

Doctor_Who

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

mayweather

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

What do chip charge per month for their account?

Doctor_Who

mayweather said:

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

What do chip charge per month for their account?

There is no monthly charge for the savings account. I think Chip also offer lots of other financial products with a monthly charge, but there is no requirement to use those.