The Top Easy Access Savings Discussion Area

mayweather

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

What do chip charge per month for their account?

Doctor_Who

mayweather said:

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

What do chip charge per month for their account?

There is no monthly charge for the savings account. I think Chip also offer lots of other financial products with a monthly charge, but there is no requirement to use those.

flaneurs_lobster

mayweather said:

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

What do chip charge per month for their account?

if you mean the Chip Instant Access Account then there are no charges. 

Swipe

Bank of England to take Bank Rate to 5.50% over next two meetings: Reuters poll

https://www.reuters.com/markets/rates-bonds/bank-england-take-bank-rate-550-over-next-two-meetings-2023-06-26/

pepsi_max2k

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

Nope, in and out is instant, just make sure you go through all the settings after opening to turn off all the auto-savings / auto-transfer stuff if not needed.

Zerforax

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

pepsi_max2k said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

Nope, in and out is instant, just make sure you go through all the settings after opening to turn off all the auto-savings / auto-transfer stuff if not needed.

Why is Chip asking to connect to a debit card? I've had other banks link to another account so provided current account and sort code. I just do online banking with this account so I wonder where the debit card is..

Doctor_Who

Zerforax said:

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

pepsi_max2k said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

Nope, in and out is instant, just make sure you go through all the settings after opening to turn off all the auto-savings / auto-transfer stuff if not needed.

Why is Chip asking to connect to a debit card? I've had other banks link to another account so provided current account and sort code. I just do online banking with this account so I wonder where the debit card is..

It uses the debit card to link to your bank account rather than the sort code and account number, but the end result is the same.

Zerforax

Doctor_Who said:

It uses the debit card to link to your bank account rather than the sort code and account number, but the end result is the same.

So there isn't an alternative to use sort code/account number? Such a pain.

grumbler

Zerforax said:

Doctor_Who said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

I've had no problems with multiple deposits and withdrawals over a couple of months. I do keep money in another EA account just in case I can't access Chip for some reason.

pepsi_max2k said:

Zerforax said:

Guess its time to open a Chip account..

Has anyone had issues with transferring money from Chip? Tempted to now move all our saving funds into Chip. In the past we split across 2 or 3 providers but we don't need regular access to it other than for emergencies.

Nope, in and out is instant, just make sure you go through all the settings after opening to turn off all the auto-savings / auto-transfer stuff if not needed.

Why is Chip asking to connect to a debit card? I've had other banks link to another account so provided current account and sort code. I just do online banking with this account so I wonder where the debit card is..

Chip uses 'open banking' and uses the debit card only to set it up. Later you can make deposits from the linked account by a debit card (slow) or by faster payments (fast) or via open banking (pull from Chip). Withdrawals - only open baking, I think.

alrk

So i have £4k in santanda edge at 4% if that doesnt go up soon it will get moved to chip!!!