The Top Easy Access Savings Discussion Area

MiserlyMartin

You're right I was jesting.  Government can take credit for times when things are going well but blame the BoE when they have lost control of inflation and they have to make difficult decisions, 'that's the bank -  not us'

RG2015

soulsaver said:

Ford Money Flexible Svr 4.05% wef 29th... allegedly 

Not yet shown here: Flexible Savings Account - Easy access savings | Ford Money

@soulsaver,

It is on their Twitter page, although their grammar is a bit dodgy.


Rate chasers, hold your horses

We get it; you want to make your money is working as hard as possible, and so do we. That’s why we’re increasing our Flexible Saver rate on the 29th June to 4.05%!

UncleK

simonsmithsays said:

Dustybee said:

Cynergy have upped their Easy Access Account rate to 4.12% according to their website but when I've tried to open the new account when logged on it's still showing the old rate of 3.71%.  

Thanks.for this

Opened, funded (by internal closure of previous account) in five mins

Just so we are clear, I am claiming credit for this as I emptied our Cynergy account yesterday 

francoghezzi

New Zopa rates

mebu60

UncleK said:

simonsmithsays said:

Dustybee said:

Cynergy have upped their Easy Access Account rate to 4.12% according to their website but when I've tried to open the new account when logged on it's still showing the old rate of 3.71%.  

Thanks.for this

Opened, funded (by internal closure of previous account) in five mins

Just so we are clear, I am claiming credit for this as I emptied our Cynergy account yesterday 

Excuse me, I think my emptying on Monday was the real trigger. They were just waiting to see how much the BOE rate rise was before luring me back :-)   

housebuyer143

Freedommm said:

FindingBBob said:

Freedommm said:

Ok, I applied with Ford Money, used another address of mine. Instantly received a happy email, that account will be opened! No issues! 4.05% from 29th June! 

I hope you still have access to that address as they send out codes for validation via the post. Dont put any money in or it may be a struggle getting out again. 

Thanks for this information! I thought they only do this validation code if and when you change the nominated account?

No, you need to validate your nominated account and they do this by posting you a code. If you don't have the code to input the first time you can't withdraw your money.

jak22

jaceyboy said:

Does anyone find Shawbrook a little eratic in paying interest? I seem to get it on random days on the month!

From what I've seen they do have a target date for the interest and the date you'll see on the online statement is usually the day before so it arrives into the nominated account on the target day. But if that day before is a Saturday or Sunday then the statement day becomes Friday and it arrives Monday.

ranciduk

Mine is 22nd every month , unless that falls on a weekend

Zaul22

Now that Zopa and Cynergy have, I think that's all the major players that have made their move now.
YBS is the only one left that I can think of. 

RedImp_2

Black_Cat2 said:

Is there a minimum amount you have to leave in the Santander account?  It's time for me to move my money 😺

I apparently have a saver account with Santander with nothing in it, I found it harder to close than open a new account generally 😀