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The Top Easy Access Savings Discussion Area

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  • patpalloon
    patpalloon Posts: 146 Forumite
    100 Posts Second Anniversary Name Dropper
    Zerforax said:
    Jeez I only opened the Investec account (at 3.75%) like 2 weeks ago and it's already dropped off the top 10 list.
    Their 3 months notice is 4.41%
  • patpalloon
    patpalloon Posts: 146 Forumite
    100 Posts Second Anniversary Name Dropper
    My tandem still showing 3.75% 🤷‍♂️
  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 20 June 2023 at 6:14PM
    Tandem 4.10%

    GB Bank Raisin 4.00%

    Wonder if we could see another rise shortly from Chip to beat Tandem
    Does GB bank (Raisin) allow partial withdrawals, or is it all or nothing?

    Just seen... minimum balance £1000 then £500 min deposits/withdrawals.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Futuristic
    Futuristic Posts: 1,171 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    My tandem still showing 3.75% 🤷‍♂️
    Its normal, it usually takes late evening or next day for me in the past
  • ToastLady
    ToastLady Posts: 461 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    My tandem still showing 3.75% 🤷‍♂️
    Just got email and 4.10% from tomorrow, 21st June.
  • Doctor_Who
    Doctor_Who Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Sea_Shell said:
    Tandem 4.10%

    GB Bank Raisin 4.00%

    Wonder if we could see another rise shortly from Chip to beat Tandem
    Does GB bank (Raisin) allow partial withdrawals, or is it all or nothing?

    Just seen... minimum balance £1000 then £500 min deposits/withdrawals.
    I had a Raisin/GB Bank easy access account a couple of months ago.......not the best of experiences! Deposits/withdrawals took a few days, longer over weekends and bank holidays. I closed the account (it took a couple of weeks for the final interest payment to reach my Raisin account) and moved the money to Chip. I think Raisin works well for fixes, not so well for easy access accounts.
    'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.
  • allegro120
    allegro120 Posts: 1,926 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Zaul22 said:
    I knew Coventry was a bad idea and still did it anyway... Moving money is starting to get annoying now as it keeps getting held up for hours by anti fraud checks from my current account. 

    Looks like Chip moved too early. Tandem is their main like for like competition now, they probably should have waited for them to make a move first. 
    Same here. I will wait for few days and see how Coventry reacts on upcoming BoE increase and then decide whether to reduce it to £1 or keep my money there.

    I've recently deposited some money into Gatehouse - this will go to Tandem tomorrow.
  • ColdIron
    ColdIron Posts: 9,873 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Coventry took 3 weeks to raise their rates after the last MPC decision, by which time they were eclipsed by many other accounts
  • VNX
    VNX Posts: 458 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My tandem showing 4.1pc 
  • Freedommm
    Freedommm Posts: 71 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Santander and Post Office savings rates stuck in the past? 
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