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The Top Easy Access Savings Discussion Area

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  • janusdesign
    janusdesign Posts: 981 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    not sure if it's been mentioned, but Monument Bank now has an EA account paying 3.73% that looks to be app-only - you need to have a minimum of £25k saved with them, but that can be spread between it's EA and Fixed accounts.
  • SJMALBA
    SJMALBA Posts: 1,077 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 2 June 2023 at 10:52AM
    ForumUser7 said:
    Kent Reliance Issue 59 EA at 3.65%

    Tied with Secure Trust Bank at TOTP spot 10 @soulsaver

    https://www.kentreliance.co.uk/savings/easy-access-savings-account

    £1k min etc.
    Secure Trust Bank seems to be 3.8%.

    https://www.securetrustbank.com/savings/access-accounts/access-account

    min. 1k for each deposit, though.
  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    SJMALBA said:
    ForumUser7 said:
    Kent Reliance Issue 59 EA at 3.65%

    Tied with Secure Trust Bank at TOTP spot 10 @soulsaver

    https://www.kentreliance.co.uk/savings/easy-access-savings-account

    £1k min etc.
    Secure Trust Bank seems to be 3.8%.

    https://www.securetrustbank.com/savings/access-accounts/access-account

    min. 1k for each deposit, though.
    Good point, you’re the first to spot that I think - MoneyFacts and TOTP list need to be updated


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  • Expotter
    Expotter Posts: 372 Forumite
    Third Anniversary 100 Posts Name Dropper
    Regarding Hampshire Trust Easy Access, does anyone know whether they tend to increase rates for their existing accounts, or do they keep releasing new issues and if so, how easy is to transfer to the new accounts every time?
  • mebu60
    mebu60 Posts: 1,638 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Expotter said:
    Regarding Hampshire Trust Easy Access, does anyone know whether they tend to increase rates for their existing accounts, or do they keep releasing new issues and if so, how easy is to transfer to the new accounts every time?
    I came in on Issue 9 and it has been new Issue 11 for uplift to 3.82%. I did over the phone this morning, can take up to 48 working hours to show online apparently. There is also an email option for existing savers. 
  • janusdesign
    janusdesign Posts: 981 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Expotter said:
    Regarding Hampshire Trust Easy Access, does anyone know whether they tend to increase rates for their existing accounts, or do they keep releasing new issues and if so, how easy is to transfer to the new accounts every time?
    they haven't automatically updated my issue 9, but I emailed them ten minutes ago about it - I assume they will either update the issue on the existing account, or open a new account and transfer the balance across (hopefully the former rather than the latter).
  • financehelp23
    financehelp23 Posts: 49 Forumite
    Second Anniversary 10 Posts
    I prefer monthly interests which I can see clearly the earning. Investec is good rate ,monthly interest, fast payment and easy use online.  
  • BigBlueSky
    BigBlueSky Posts: 696 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    I'm looking for an account that is almost instant transfers in/out (like Marcus).  Which would be best for that ?

    Hampshire Trust Bank - Online Easy Access Account (Issue 11)
    or     Investec Bank plc Online Flexi Saver

    Thanks in advance
  • ColdIron
    ColdIron Posts: 9,851 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    edited 2 June 2023 at 11:38AM
    Investec is fast, also on weekends. No idea about HTB
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