The Top Easy Access Savings Discussion Area

worriednoob

Thanks @housebuyer143 and @kaMelo for alerting me to this.  Yes, your absolutely right that she shouldn't be getting Carers Allowance.  I have made them aware of this and she plans to contact the benefits office immediately.  Although it's unintentional as she may not have been aware of it, I explained that she will most likely need to pay the CA back, which she's happy to do so.

The main thing I have learnt is that due to the husband's small amount of earnings, his pip isn't affected and he is save to earn upto around £6k in interest, hence he can continue to build a lot of savings before being taxed.  I've also learnt that his wife has a seperate, albeit smaller allowance of around £1k interest before being taxed.  If I've got any of this wrong, I'd greatly appreciate it if someone could correct me.

Thanks again for all your help.

jaypers

Investec Easy Access Saver now 3.82% 

pearl123

jaypers said:

Investec Easy Access Saver now 3.82% 

On balances over £5000. 

Vectra

i use chase bank savers acct 3.3% easy to use any problems any body know of

jaypers

Vectra said:

i use chase bank savers acct 3.3% easy to use any problems any body know of

No problems at all. Chase platform seems very good and stable now. Only issue with their savings account now is that 3.3% isn’t good enough at all. I would move savings elsewhere.

mebu60

Section62 said:

cheesemason said:

Ford Money increasing to 3.75% on 1st June

Emails arriving from Ford Money confirming this, effective today.

As someone said recently, receipts in to Ford Money are very quick now. My HSBC OBS funds whizzed into Ford earlier this morning (via three current accounts!).

soulsaver

Section62 said:

cheesemason said:

Ford Money increasing to 3.75% on 1st June

Emails arriving from Ford Money confirming this, effective today.

On their wbby now.. Flexible Savings Account - Easy access savings | Ford Money

oz0707

mebu60 said:

Section62 said:

cheesemason said:

Ford Money increasing to 3.75% on 1st June

Emails arriving from Ford Money confirming this, effective today.

As someone said recently, receipts in to Ford Money are very quick now. My HSBC OBS funds whizzed into Ford earlier this morning (via three current accounts!).

might shift my obs funds into Ford. At least they seem to want to keep up with competitive rates.

Is now a good time to move HSBC OBS funds due to the monthly interest or does it go on account opening anniversary?

Saver73

I've just moved some accounts that have matured to my Ford Money account, I like it that the interest rate is automatically updated and I don't have to do anything!

mebu60

oz0707 said:

mebu60 said:

Section62 said:

cheesemason said:

Ford Money increasing to 3.75% on 1st June

Emails arriving from Ford Money confirming this, effective today.

As someone said recently, receipts in to Ford Money are very quick now. My HSBC OBS funds whizzed into Ford earlier this morning (via three current accounts!).

might shift my obs funds into Ford. At least they seem to want to keep up with competitive rates.

Is now a good time to move HSBC OBS funds due to the monthly interest or does it go on account opening anniversary?

Monthly interest is paid on the 1st. There is a penalty for any month in which there is a withdrawal. Which is why I exited today. Have just left it with a nil balance. Conveniently the day that Ford went to 3.75%.