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The Top Easy Access Savings Discussion Area

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  • flaneurs_lobster
    flaneurs_lobster Posts: 6,594 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 7 April 2023 at 10:26AM
    sturgeon said:
    How do I see my pay-in details for Chip? Can’t I just make a normal bank transfer? It only allows me to pay in via open banking but Barclays keeps giving me a message that I’m over my daily limit and I’m not sure how much that is, seemingly £10k?
    You can't deposit into Chip by regular bank transfer, only via TrueLayer. You've run up against Barclay's daily limit. 

     TrueLayer bank limits https://support.truelayer.com/hc/en-us/articles/360016130173--UK-Providers-What-are-the-minimum-and-maximum-payment-amounts-possible-
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 7 April 2023 at 10:47AM
    Aidanmc said:
    Does Skipton process withdrawals over bank holiday/weekends, from tracker saving acc or will it be Tuesday now
    Tested a withdrawal earlier. Quoted leaving date was the 11th
    Whats the deal with the future dated ? Did you receive it instantly though? i.e. only the leaving date is future?

    I tested a withdrawal (payment using banking App) from Atom to HSBC current account. It has today's date (Good Friday - So bank holiday). Tested withdrawal from HSBC current account to Atom. Again today's date. 

    Both payments were received instantly. 

    I've seen the future dated scenario when I do a payment ffrom a Halifax bank current account. Pretty sure it's the same with Lloyds also. Maybe the whole group uses same/similar system so that's how come. 

    If the transfer/payment is received instatly and only the date is a future date, how does it affect us (if at all?). Do we get interest on the money tranferred until 11 April 2023  :smiley:

    edit: is the tracker savings account called 'Base Rate Tracker Account Issue 4' or is it something else:

    https://www.skipton.co.uk/savings/easy-access/base-rate-tracker
  • 2010
    2010 Posts: 5,475 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 7 April 2023 at 11:35AM
    Shawbrook site down for logging in.
  • southone
    southone Posts: 197 Forumite
    Third Anniversary 100 Posts Name Dropper
    2010 said:
    Shawbrook site down

    Its loading OK for me
  • 2010
    2010 Posts: 5,475 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    southone said:
    2010 said:
    Shawbrook site down

    Its loading OK for me
    Can`t log in.
  • Beddie
    Beddie Posts: 1,013 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    sturgeon said:
    How do I see my pay-in details for Chip? Can’t I just make a normal bank transfer? It only allows me to pay in via open banking but Barclays keeps giving me a message that I’m over my daily limit and I’m not sure how much that is, seemingly £10k?
    I'm with Barclays and you can do up to £50k with online banking, but only £10k via the app. So if you need to move more money in future log in the "old way."
  • Beddie said:
    sturgeon said:
    How do I see my pay-in details for Chip? Can’t I just make a normal bank transfer? It only allows me to pay in via open banking but Barclays keeps giving me a message that I’m over my daily limit and I’m not sure how much that is, seemingly £10k?
    I'm with Barclays and you can do up to £50k with online banking, but only £10k via the app. So if you need to move more money in future log in the "old way."
    How please? I thought Chip was app-only?
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Beddie said:
    sturgeon said:
    How do I see my pay-in details for Chip? Can’t I just make a normal bank transfer? It only allows me to pay in via open banking but Barclays keeps giving me a message that I’m over my daily limit and I’m not sure how much that is, seemingly £10k?
    I'm with Barclays and you can do up to £50k with online banking, but only £10k via the app. So if you need to move more money in future log in the "old way."
    How please? I thought Chip was app-only?
     presumably this is to do with paying in to chip account as opposed to transferring out of chip.
  • SJMALBA
    SJMALBA Posts: 1,077 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    SJMALBA said:
    I opened an EA account with Secure Trust Bank on the morning of the 30th March - at the end of the process, there was a message along the lines of (IIRC) 'application complete, some checks to run, we'll be in touch within 5 working days' - to date, no contact of any kind from then, not even a 'welcome' email... are they always this slow? Or does it sound like something has gone wrong?
    Received a letter from SCT - not a welcome letter, but a request for proof of ownership of nominated account!?

    Do I just let the application lapse, or should I request cancellation of application - I'm certainly not going to bother with the faff of sending documents...

    Can't seem to see an email address on their site? Do I have to phone them?!
  • BigBlueSky
    BigBlueSky Posts: 696 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    SJMALBA said:

    Can't seem to see an email address on their site? Do I have to phone them?!
    The only one I can see for them is complaints@securetrustbank.co.uk

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