The Top Easy Access Savings Discussion Area

10_66

km1500 said:

Coventry are increasing their limited access saver from 3.25 to 3.35%

NLA I think ?

But not the issue 8.

GalacticaActual

patpalloon said:

Re Santander esaver - wasn't the bonus interest rate limited to a year or something? I must have had it for 6 months now.

Yes, that’s the way I have always viewed it as the T&C said the terms of the account was for 12 months.

After 12 months, the account transfers/reverts to an Everyday Saver, currently paying 0.60%.

soulsaver

For info - RCI Bank. 3.05% aer £100 min. Won't trouble ToTP:

Dear Ed

We are pleased to let you know that we have increased the interest rate on our FREEDOM SAVINGS effective from 24th March 2023.

As usual, RCI Bank will increase the rate we offer to our existing customers to match the higher rate we offer to new customers. There's nothing you need to do; the rate has already been applied to your account.

The previous rate along with the new rate payable on your account are detailed below for your information.

Current rate	New higher rate
2.76%	3.01% "

ETA: Those must be monthly, 3.05% aer on their web.

Savings Accounts | RCI Bank

jaypers

Had a bit of a reshuffle this morning and put a little bit back to Santander. Already have Charter paying 3.2, plus Atom too which isn’t far behind so much of a muchness really. When 12 months is up on Santander it’s all being transferred out again! 

OceanSound

soulsaver said:

For info - RCI Bank. Won't trouble ToTP:

Dear Ed

We are pleased to let you know that we have increased the interest rate on our FREEDOM SAVINGS effective from 24th March 2023.

As usual, RCI Bank will increase the rate we offer to our existing customers to match the higher rate we offer to new customers. There's nothing you need to do; the rate has already been applied to your account.

The previous rate along with the new rate payable on your account are detailed below for your information.

Current rate	New higher rate
2.76%	3.01% "

On first name terms with you 😜

soulsaver

ForumUser7 said:

soulsaver said:

refluxer said:

Santander's eSaver Limited Edition (Issue 1) is now showing as 3.20% (gross) in the app for me.

Doesn't appear available to new applicants? Savings Accounts | Compare & Apply Online | Santander UK

NLA - It’s the one from a while back that was 2.75

Exactly - It was a 1year account. So we'll get the new rate for a few days?

SJMALBA

soulsaver said:

ForumUser7 said:

soulsaver said:

refluxer said:

Santander's eSaver Limited Edition (Issue 1) is now showing as 3.20% (gross) in the app for me.

Doesn't appear available to new applicants? Savings Accounts | Compare & Apply Online | Santander UK

NLA - It’s the one from a while back that was 2.75

Exactly - It was a 1year account. So we'll get the new rate for a few days?

It launched on 11th October 2022.

soulsaver

SJMALBA said:

soulsaver said:

ForumUser7 said:

soulsaver said:

refluxer said:

Santander's eSaver Limited Edition (Issue 1) is now showing as 3.20% (gross) in the app for me.

Doesn't appear available to new applicants? Savings Accounts | Compare & Apply Online | Santander UK

NLA - It’s the one from a while back that was 2.75

Exactly - It was a 1year account. So we'll get the new rate for a few days?

It launched on 11th October 2022.

So I see, thanks. I'd recently  had a 'maturity' email from them and assumed it was this, but transpires it was for different account. 

SJMALBA

soulsaver said:

SJMALBA said:

soulsaver said:

ForumUser7 said:

soulsaver said:

refluxer said:

Santander's eSaver Limited Edition (Issue 1) is now showing as 3.20% (gross) in the app for me.

Doesn't appear available to new applicants? Savings Accounts | Compare & Apply Online | Santander UK

NLA - It’s the one from a while back that was 2.75

Exactly - It was a 1year account. So we'll get the new rate for a few days?

It launched on 11th October 2022.

So I see, thanks. I'd recently  had a 'maturity' email from them and assumed it was this, but transpires it was for different account. 

Someone has too many accounts!   

SJMALBA

allegro120 said:

patpalloon said:

Re Santander esaver - wasn't the bonus interest rate limited to a year or something? I must have had it for 6 months now.

  No bonus in this account, but (variable) interest for 12 months from account opening. My guess is that on the anniversary they will either change it to something else (presumably with lower interest) or extend it for a longer period of time. 

12 month account that transfers to an Everyday Saver (currently paying a whopping 0.6% !).