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The Top Easy Access Savings Discussion Area

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  • soulsaver
    soulsaver Posts: 6,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    refluxer said:
    Santander's eSaver Limited Edition (Issue 1) is now showing as 3.20% (gross) in the app for me.
    Doesn't appear available to new applicants? Savings Accounts | Compare & Apply Online | Santander UK
  • ForumUser7
    ForumUser7 Posts: 2,482 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    soulsaver said:
    refluxer said:
    Santander's eSaver Limited Edition (Issue 1) is now showing as 3.20% (gross) in the app for me.
    Doesn't appear available to new applicants? Savings Accounts | Compare & Apply Online | Santander UK
    NLA - It’s the one from a while back that was 2.75
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well, I had just opened a Cynergy account with the intention of moving my money out of Santander. I think Cynergy will probably remain unfunded now.
    Going by @Nick_C's post earlier Santander interest rate is:

    3.25% AER / 3.20% gross (variable).

    Exactly the same as Cynergy. Santander has obviously done their homework (to keep their customers- or more to the point their cash).

    Off topic (as it's not strictly an easy access account): Are you not interested in the cynergy online notice saver (issue 1). Has a 35 day notice period but pays 3.35% Gross/AER. I suppose the notice period is a put off? 


  • oz0707
    oz0707 Posts: 918 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 25 March 2023 at 8:06AM
    Ive had an average of 3.25 across all EA for a couple of months now, or feels that way. Charter, cov and cynergy. I presume all these will announce increases soon so I wont be in a rush to fund santander just yet. 
  • Does anyone have any idea of what the new Nationwide savings rates might be?

    On my final straw with Barclays and looking to see where I can take all my accounts 
  • Freedommm
    Freedommm Posts: 71 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Any word from Tandem? I've opened and account and transferred some from Santander earlier this month, now BOE increased the rate and Santander increased theirs. How likely is Tandem to increase the rate above 3.20%? 
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    On my final straw with Barclays and looking to see where I can take all my accounts 
    Why ALL? Transfer savings. And they have a very good one for £5K.

  • patpalloon
    patpalloon Posts: 146 Forumite
    100 Posts Second Anniversary Name Dropper
    Re Santander esaver - wasn't the bonus interest rate limited to a year or something? I must have had it for 6 months now.
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 25 March 2023 at 9:44AM
    Coventry are increasing their limited access saver from 3.25 to 3.35%

    NLA I think ?
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