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Can someone explain the benefit of the
Skipton Base Rate Tracker Account Issue 4
eg. does it allow debit card deposits?0 -
liamcov said:Can someone explain the benefit of the
Skipton Base Rate Tracker Account Issue 4
eg. does it allow debit card deposits?
Edit: very very very frequent debit card depositors - thanks @alternateIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
ForumUser7 said:liamcov said:Can someone explain the benefit of the
Skipton Base Rate Tracker Account Issue 4
eg. does it allow debit card deposits?4 -
Nick_C said:gwapenut said:Nick_C said:You can get around the limitation of only two nominated accounts by having more than one savings account with them. Two savings accounts would allow you to schedule payments to 4 different external accounts. You can also schedule future transfers between different Skipton accounts.
When you schedule a future payment, you need to have sufficient cleared funds in your account to cover that payment when you schedule it.
When you say "Skipton also allow multiple scheduled payments, but you are limited to two nominated accounts."
I am only interested in it going to 1 account and from 1 account. Did you mean that I could set up a string of, say, 4 future payments to that account, or did you mean that I could set up 1 future payment to 1 of my nominated accounts, and 1 to the other?
I can't test it out for myself yet because I'm waiting for funds to clear!
One Skipton account feeding a single external account should be fine (although I have only tested two future payments).
When I go to make a withdrawal, there is a tick box saying "make this a regular payment" and I can set it to feed my current account which can then service all its regular savers monthly.
Problem solved from a high interest savings account!3 -
CHIP FSCS number 911255
this comes up as in protected
chip say their Instant savings and prize savings account are covered , yet their reference number using the FSCS website clearly indicates not protected .
anyone checked this by other means ?0 -
simoncorkswill1 said:CHIP FSCS number 911255
this comes up as in protected
chip say their Instant savings and prize savings account are covered , yet their reference number using the FSCS website clearly indicates not protected .
anyone checked this by other means ?Chip is a trading name of Chip Financial Limited. Chip is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017, firm reference number no. 911255, for the provision of payment servicesOnly eligible deposits held in the Chip Prize Savings Account and the Chip Instant Access Account (both powered by ClearBank), and our Interest Accounts are covered by the Financial Services Compensation Scheme (FSCS)ClearBank Limited (FRN:754568) is protected.
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Xenon said:Any news on Marcus - they are slow off the mark0
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Hi. I am a guy for simple things in life! The majority of my money is in Santander E-Saver account. I know it is only paying 2.75%. Everytime I think of moving it somewhere with a higher rate, as advised by posts here, then another one comes along and trumps it. Then you get others where there are conditions to fulfill - turn around, jump in the area, count to ten etc.etc. !!!! With Santander I can put money in from my Current Account (First Direct) and vice versa. No problems, it all happens within minutes. I don't have to count how many times I have withdrawn money this week / month /year. I don't have to check what time of day it is to do a transaction. I am all for a simple things ... much like myself !!
So bearing all that in mind, what is the recommendation for someone to look after my money?
Thanks.
Thank you for reading this message.0 -
I-LOV-MONEY said:Hi. I am a guy for simple things in life! The majority of my money is in Santander E-Saver account. I know it is only paying 2.75%. Everytime I think of moving it somewhere with a higher rate, as advised by posts here, then another one comes along and trumps it. Then you get others where there are conditions to fulfill - turn around, jump in the area, count to ten etc.etc. !!!! With Santander I can put money in from my Current Account (First Direct) and vice versa. No problems, it all happens within minutes. I don't have to count how many times I have withdrawn money this week / month /year. I don't have to check what time of day it is to do a transaction. I am all for a simple things ... much like myself !!
So bearing all that in mind, what is the recommendation for someone to look after my money?
Thanks.2 -
simoncorkswill1 said:CHIP FSCS number 911255
this comes up as in protected
chip say their Instant savings and prize savings account are covered , yet their reference number using the FSCS website clearly indicates not protected .
anyone checked this by other means ?3
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