The Top Easy Access Savings Discussion Area

2010

Skipton triple issue 6 rate goes up Monday to 3.10%.
Will be an issue 7 at that rate  or still be able to open issue 6

jimexbox

SickGroove said:

jimexbox said:

Looks like my emergency pot is landing in Chase Monday. I was hoping Zopa would react.

Why not Tandem?

I already have a Chase account.

Opening a Tandem account for my one month emergency fund would be worth 2 quid a year. Even I couldn't be bothered.

Zaul22

Come on guys, a few more posts about Zopa and they will go up. Money nerd power!

Bridlington1

Zaul22 said:

Come on guys, a few more posts about Zopa and they will go up. Money nerd power!

Alternatively we could empty all our Zopa accounts (mine's been at £1 for months) then give them the silent treatment.

Bridlington1

May be of note:

Bath BS Instant Saver will rise to 3.09% from 1/3/23. Available to those who live, work or study in Bath or who have been a member for the last 12 months.

razord

Bridlington1 said:

May be of note:

Bath BS Instant Saver will rise to 3.09% from 1/3/23. Available to those who live, work or study in Bath or who have been a member for the last 12 months.

This is great... and even better, their Cash ISA goes to 3.19% on 1st March too!

MrFrugalFever

Zopa, Zopa, Zopa, Zopa, Zopa, Zopa, Zopa, Zopa ……..

cricidmuslibale

MrFrugalFever said:

Zopa, Zopa, Zopa, Zopa, Zopa, Zopa, Zopa, Zopa ……..

And the next word in that sequence is, yes you’ve guessed it correctly, Zopa!

wiseonesomeofthetime

Bridlington1 said:

Zaul22 said:

Come on guys, a few more posts about Zopa and they will go up. Money nerd power!

Alternatively we could empty all our Zopa accounts (mine's been at £1 for months) then give them the silent treatment.

My Primary account has sat at £0.00 for months. 

Mainly because I set up the ladder system months ago, so have been getting their top rate since December. Should I need to use the emergency fund, I can access it to pay any credit card, used for said emergency, IN FULL 😁

Band7

wiseonesomeofthetime said:

Bridlington1 said:

Zaul22 said:

Come on guys, a few more posts about Zopa and they will go up. Money nerd power!

Alternatively we could empty all our Zopa accounts (mine's been at £1 for months) then give them the silent treatment.

My Primary account has sat at £0.00 for months. 

Mainly because I set up the ladder system months ago, so have been getting their top rate since December. Should I need to use the emergency fund, I can access it to pay any credit card, used for said emergency, IN FULL 😁

Zopa are very clever. Seems they have satisfied their borrowing requirements for now with the notice accounts people have. As and if they have a borrowing requirement again, they will react with appropriate interest rate offers. No different, really, to any other lender. They aren't in some sort of a best rate parade, they just aim to attract as much money as they need to fund their borrowing needs.