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2 days to go! Last minutes nerves. Pep-talk needed

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  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    GoodLuck.gif
    We all die. The goal isn't to live forever, the goal is to create something that will
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Love the new avatar Phil. :D
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    what can I say...thought i'd get into the spirit!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • hanspans
    hanspans Posts: 177 Forumite
    IT'S ALL OVER! Went to the court yesterday to declare bankruptcy. So glad it's all over. This is the beginning of my new life, away from my Ex! hurrah! Waited for ages to see a judge but was then told that the Judge was too busy and to come back two hours later. I went back and the order was stamped, so didn't even see the Judge! Spoke to the OR's office and they everything should be fine, and they'll contact me in a few days time. Really please. I can rest now! Just wanted to say a massive thank you to everyone who has sent me messages. it means the world to know everyone is behind you. Thanks everybody!!! xx
    Saving £12k in 2015
    January : £200

    :A:A
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Hi :)

    So glad it went OK. :D And that this marks a fresh start.

    Keep posting on here when you need support and help.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Really pleased all went wel for you

    Heres to fresh starts & the best nights sleep EVER :D

    Phil
    We all die. The goal isn't to live forever, the goal is to create something that will
  • meech78
    meech78 Posts: 118 Forumite
    Well done Hanspans!!
    I pottered off to court yesterday too and was really quite scarred, but think it was the waiting that really got to me and the others in the room!

    Appointment was at 10am, at half ten i went in and did my affadivit and then got put into another waiting room...where we stayed waiting to see the judge and then at quarter to 12 they said sorry but there is no judge, then they found a judge and we didn't have to see them, just got signed off and sent on our way!

    Madness, i was BR by 11.58am yesterday and spent the rest of the day floating between 'thank goodness' for that and OMG!! OR called yesterday evening and said he would be calling mon or tues to arrange a time to talk....hoping it will be over the phone coz of my 19 month old being with me all day!

    A bit nervous about the or interview but then hoping after that, it will sort of be over!

    Congrats and being in the debt free part of the wannabee club!
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I am pleased for both you, Hanspans, and meech - I hope you can both look forward to an early discharge.
    Best of luck with the OR interviews - if we can be of help, just ask.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations on your BR Hanspan and Meech now you can start a fresh with the knowledge that the creditors can't harass you anymore.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    well done Meech!
    We all die. The goal isn't to live forever, the goal is to create something that will
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