Sick of everything, any advice?

garysumpter

watchzeitgeist wrote: »

How Rude! :mad: :mad: :mad:

I take the time to send you a message WITH NOTHING TO GAIN! this really helped me, why else would I share it?
But you dont just say Thanks for the thought.

No, you go the extra mile and downright insult me.

What the hell is wrong with people.

I understand fully now how you have got in the mess you are in,

You bite the hand that feeds you, its in your nature!

all these good people on here are using their own time, their own advice (probably from learning the hard way)

And you just make a mockery of it.

What began as a genuine offer to try and help has been completely turned around into an insult and has resulted in annoying someone innocent.

Cheers! :mad: :mad: :mad:

I appreciate your post and you trying to help.

However the youtube video really is the weirdest thing I have ever seen, I honestly expected it to be a joke at the end where they take the !!!!, but it wasnt.

garysumpter

Jacks_xxx wrote: »

http://www.moneysavingexpert.com/banking/Budget-planning

Hey sweetie,

I'm having trouble with links today but if this one is "empty"
then the budget planner is on the right hand side of the home page.

Here's my SOA so you can see the "standard" format:

http://forums.moneysavingexpert.com/showthread.html?p=6029605&highlight=jacks+soa#post6029605

(and in the spirit of "If I show you mine, will you show us yours?!" )

Love Jacks

Do I just manually write out the list like the one you posted? I have used the online budget planner (the excel one has a glitch).

DoctorWatson

watchzeitgeist wrote: »

How Rude! :mad: :mad: :mad:

I take the time to send you a message WITH NOTHING TO GAIN! this really helped me, why else would I share it?
But you dont just say Thanks for the thought.

No, you go the extra mile and downright insult me.

What the hell is wrong with people.

I understand fully now how you have got in the mess you are in,

You bite the hand that feeds you, its in your nature!

all these good people on here are using their own time, their own advice (probably from learning the hard way)

And you just make a mockery of it.

What began as a genuine offer to try and help has been completely turned around into an insult and has resulted in annoying someone innocent.

Cheers! :mad: :mad: :mad:

Dear watchzeitgeist

Take heart, this person is probably deeply negative right now, we can all react a little too quickly. I am not condoning his reply, I do agree with you that his comments were cruel and completely un-necessary. But, take it with a pinch of salt. I firmly believe what goes around, comes around.

Interesting video, the emotional freedom techniques are more and more widely used, I believe many people with genuine problems have received great relief.

Very nice to see so many people offering advice and support. I applaud you all :T

garysumpter

I dont think so somehow, very obvious affiliate link there.

garysumpter

Is there anything I can do right now?

I am sitting here, head aching, sinking lower in my seat.

Each way I turn for help seems top be the wrong way, I just have no idea why my life is going so badly or what I can do to sort it.

Gemmzie

Sorry you seem to be getting spammed a bit today Gary.

Try typing your SOA on here and we can help you build it.

First of all you need all the incomings, wages, benefits, anything else.

Then the main outgoings; rent, council tax, gas, electric

Kevicho

Hi Gary

I think you need to go do something productive for a while that doesnt involve money, you have an appointment with the CCCs who WILL get you on the right track, so just be patient and let this worry go.

Trust me, weve all been there, im awful when i dont think things are happening fast enough, but sometimes we have to step out of the whole DFW mode for the sake of our sanity lol

Check out some of the other boards, or do some housework, whatever it takes to change your focus for a while.

garysumpter

Monthly Outgoings

Rent / Housekeeping £100 - Live with parents so they are pretty flexible

Food / Eating - £30

Petrol - £40

Ford KA Payments – No longer have car £1,726.54 £70.00 / month

Ford Puma Payments – No longer have car £1,170.09 £155.58 / month

Personal Loan £1,658.17 £200.00 / month

Fiesta Payments – Current Car £10,095.69 £270.00 / month - Althou car may be collected any day, awaiting phone call.

Fiesta Shortfall Loan £740.34 £57.07 / month

Clearing HSBC Overdraft £600.00 £50.00 / month if they accept that offer

Car Insurance £85.00 / month

Monthly Incomings

This is a very grey area / difficult subject.

I run my own business and I just about break even but things are getting better and better so i will not be abandoning it (currently partnering with other companies so hopefully lots more work).

I want to be taking home £1000 per month minimum but I would say that £600 is a more reasonable figure at the moment. Depends how well I am doing each month.

Also have £500 owed to a family member that I need to pay ASAP.

garysumpter

Kevicho wrote: »

Hi Gary

I think you need to go do something productive for a while that doesnt involve money, you have an appointment with the CCCs who WILL get you on the right track, so just be patient and let this worry go.

Trust me, weve all been there, im awful when i dont think things are happening fast enough, but sometimes we have to step out of the whole DFW mode for the sake of our sanity lol

Check out some of the other boards, or do some housework, whatever it takes to change your focus for a while.

Easier said than done!!

I will try though, but I will still have one eye on emails!!

nuttyknott

garysumpter wrote: »

Followed the video right through.

Stupid waste of time comes to mind, I feel the same, just my hands ache.

Gary

I'am a little confused, you have asked for anyone's help with solving your debt's, someone posts a useful bit of information to try and help you, and what do you do instead of saying thankyou, you say it's a stupid waste of time. I think that is damn right rude, surely anything is better than nothing, ok all things don't work for everyone but the user has posted it to help you if it can, the least you could do was to say thankyou!!!