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Fabulous February's NSD challange! Join in :)
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Morning all, NSD 5/8 for me today.
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This has probably been raised on this thread before but I'd be interested to know how people handle it. If you book something to be done, like your car or boiler being serviced, or the chimney being cleaned, technically speaking you only spend the money on the day you pay for it. But it still feels really wrong to call the day you book it an NSD, because you've arranged to spend the money, even though it doesn't leave your account on that day, it leaves your account on the day the plumber etc does the work and charges you. Have other people felt this sort of clash before? ...0
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NSD no 18 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi
I’ve collected 5 more NSDs which makes my total at 9/10 Nsds. Nearly at target.
Money choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.000 -
Money_Choices wrote: »Hi
I’ve collected 5 more NSDs which makes my total at 9/10 Nsds. Nearly at target.
Money choices
Well done :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
This has probably been raised on this thread before but I'd be interested to know how people handle it. If you book something to be done, like your car or boiler being serviced, or the chimney being cleaned, technically speaking you only spend the money on the day you pay for it. But it still feels really wrong to call the day you book it an NSD, because you've arranged to spend the money, even though it doesn't leave your account on that day, it leaves your account on the day the plumber etc does the work and charges you. Have other people felt this sort of clash before? ...
At the end of the day it is entirely up to you what & when you choose to count. Your rules, your choice.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
mon-fri this week past I think i only had one spend day. both sat & sun were spend days but not too expensive.
Hoping the last 4 days of feb will be spend free, if so i'll have reached exactly 50% (14/28)0 -
At the end of the day it is entirely up to you what & when you choose to count. Your rules, your choice.
Oh yes I know beanielou, just wondering if anyone else ever feels an emotional clash over this issue though? When I took the car in I technically didn't spend anything on it that day but I still felt it was somehow wrong to think of it as an NSD because I had made a choice to spend money.
Anyway it's 6/8 for me today, might make target by the skin of my teeth! 0 -
NSD no 19 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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