RBS £150 current account switch

EachPenny

colsten wrote: »

Bad news for those who switched to Natwest before - If you have previously taken part in any cashback offer to switch to Royal Bank (including from NatWest) since October 2017, you won't be eligible for this offer

18cc wrote: »

Ok thanks for the replies that is bad news for me as I have already taken advantage of the NatWest offer

That is rather clumsy wording

Someone might accidentally read it as a switch from Natwest to RBS is included in the range of different switch combinations you might previously have benefitted from a cashback bonus for.

Why not simply say "...any cashback offer to switch to Royal Bank or NatWest since..."

I don't see any MSE value in their clumsiness though.

Milarky

(It's almost worth switching to RBS/Natwest simply for their uniquely designed 'payslip' paper statements ALONE!)

coopsxx

i switched to natwest before, but failed to get the bonus (forgot to do the pay in)... can i switch out to RBS and fulfill the requirements and get the £150?

djpailo

coopsxx wrote: »

i switched to natwest before, but failed to get the bonus (forgot to do the pay in)... can i switch out to RBS and fulfill the requirements and get the £150?

I believe yes, because no switching incentive was paid.

Anon

coopsxx wrote: »

i switched to natwest before, but failed to get the bonus (forgot to do the pay in)... can i switch out to RBS and fulfill the requirements and get the £150?

I would think you cannot switch between NatWest and RBS to qualify as they are the same group, but may be wrong? If you didn't get the bonus previously, couldn't you just transfer another account to NatWest and qualify for the bonus this time to save opening a new accout? The offer is available for existing customers.

MisterP123

Set up a new, second current account with my existing bank (last weekend) to start taking advantage of these switching offers, was looking to stack up some small direct debits so it would qualify. The card arrived today, so transferred £1500 into that account and just applied for this account instead!

Just about to log into online banking! Thanks OP, and a couple of others who confirmed the Ts & Cs!

colsten

EachPenny wrote: »

That is rather clumsy wording

Someone might accidentally read it as a switch from Natwest to RBS is included in the range of different switch combinations you might previously have benefitted from a cashback bonus for.

Why not simply say "...any cashback offer to switch to Royal Bank or NatWest since..."

I don't see any MSE value in their clumsiness though.

It's a straight copy & paste from the RBS website.

Are the actual T&Cs (link as posted earlier) more to your liking: You won’t be eligible for this offer if you’ve already taken advantage of a cash offer from RBS and/or National Westminster Bank Plc (NW) between October 2017 and December 2018 for (i) opening a new current account and switching to RBS/NW or (ii) upgrading your existing RBS/NW current account.

adindas

colsten wrote: »

Switch offer terms (downloads a PDF): https://personal.rbs.co.uk/content/dam/royal_bank_of_scotland/personal/current-accounts/documents/Royal-Bank-Switcher-Terms.pdf

Bad news for those who switched to Natwest before - If you have previously taken part in any cashback offer to switch to Royal Bank (including from NatWest) since October 2017, you won't be eligible for this offer

I am aware that they are the same banking group.
Considering it is not the same bank, do they really check it ? DO they really share this type of data ??

Regarding Natwest, I have not seen any clause T&C mentioning that those people who have got incentive and already canceled their bank account with Natwest is not allowed to switch ac and get another incentive ? Did I miss something here ? If this is true has anyone tried it ??

colsten

adindas wrote: »

I am aware that they are the same banking group.
Considering it is not the same bank, do they really check it ? DO they really share this type of data ??

why wouldn't / shouldn't they share the necessary data? Especially since by now even the sleepiest of the banks have tricked that there are hordes of professional switchers out there.

adindas wrote: »

Regarding Natwest, I have not seen any clause T&C mentioning that those people who have got incentive and already canceled their bank account with Natwest is not allowed to switch ac and get another incentive ? Did I miss something here ? If this is true has anyone tried it ??

Yes you did miss something there. The condition you are trying to introduce is irrelevant. See the offer T&Cs.

18cc

Like many others on here I took advantage of the NatWest switch payment at the beginning of 2018, subsequently closing down the account after the switching bonus had been paid

I have never had an account at RBS and was hoping to get the switch bonus this time but having had one at NatWest I am not eligible

As to whether RBS has access to the NatWest customer lists my guess would be yes...

That said I suppose there is no harm in doing a switch and hoping that you'll get away with it and get the RBS bonus paid. If the chaos I experienced at Natwest is mirrored at RBS then I think there is a good chance you'd get away with it!