New Co-op Banking App and login issues

pmduk

I've finally been able to use the Co-op app now they've updated it!

No_6

@ colsten do da

how can a app be SEXY

you have totally lost me

colsten

badger09 wrote: »

I'm usually one who CBA with debit card spends, but I have a Barclaycard which allows debit card payments through its app, so sometimes make several £25 or £50 payments.

I pay in the week between my receiving my pension and the card's due date, which earns me more than the lost interest:D.

Co-op is my main:cool: account though so there's usually a few ££s passing through on it meanderings around my other accounts.

That's an interesting approach. I got one of those Barclaycards too. M&S credit card can also be paid by debit card. Still, making 30 transactions a month to earn all of £1.50, taxable, really doesn't turn me on, particularly not since I don't normally have any money sitting in the Coop. It's also a terrible hourly rate . I suppose it's different if you are using the Coop as your main account - but then, why would you, if they are not paying any interest?

badger09

colsten wrote: »

That's an interesting approach. I got one of those Barclaycards too. M&S credit card can also be paid by debit card. Still, making 30 transactions a month to earn all of £1.50, taxable, really doesn't turn me on, particularly not since I don't normally have any money sitting in the Coop. It's also a terrible hourly rate . I suppose it's different if you are using the Coop as your main account - but then, why would you, if they are not paying any interest?

I don't do anything like 30, but as each payment takes approx 5 seconds, I could if I CBA:D

Co-op was my first account as a grown up. They kindly granted me my 1st (and only) short term overdraft of £100 in 1971, to tide me over between leaving college and my 1st pay cheque. That £100 also paid for our rent deposit and 2 weeks rent in advance, 2 wedding rings and a very low key wedding:o

So basically, I've stuck with it ever since, largely through nostalgia. Obviously, like many other regulars on here, I've also had most of the other current accounts when they suited me;)

Red-Squirrel_2

badger09 wrote: »

I don't do anything like 30, but as each payment takes approx 5 seconds, I could if I CBA:D

Co-op was my first account as a grown up. They kindly granted me my 1st (and only) short term overdraft of £100 in 1971, to tide me over between leaving college and my 1st pay cheque. That £100 also paid for our rent deposit and 2 weeks rent in advance, 2 wedding rings and a very low key wedding:o

So basically, I've stuck with it ever since, largely through nostalgia. Obviously, like many other regulars on here, I've also had most of the other current accounts when they suited me;)

It was my first account too, my dad took us to the branch to get bank books! The whole family were with the co-op, it was all part of the northern working class upbringing I think, you got your co-op bank account at 10, your union membership at 16 and your Labour Party card at 18!

pafpcg

Red-Squirrel wrote: »

.... it was all part of the northern working class upbringing I think, you got your co-op bank account at 10.....

Not on Merseyside it wasn't! It was the local Trustee Savings Bank.
My grandparents opened an account for me at Liverpool Savings Bank when I was but three weeks old, and my partner had hers opened at Wigan Savings Bank at two years old. We didn't open our Coop bank accounts until we were approaching retirement!

I wouldn't use our Coop accounts as a main current account because of a few issues, principally the time lag for Faster Payments to be credited and the non-sequential ordering of their statements (see comments in the threads discussing the Coop current account elsewhere on this forum https://forums.moneysavingexpert.com/discussion/5512973/co-op-bank and https://forums.moneysavingexpert.com/discussion/5740488/co-op-bank-slowest-faster-payments-bank).

badger09

pafpcg wrote: »

Not on Merseyside it wasn't! It was the local Trustee Savings Bank.
My grandparents opened an account for me at Liverpool Savings Bank when I was but three weeks old, and my partner had hers opened at Wigan Savings Bank at two years old. We didn't open our Coop bank accounts until we were approaching retirement!

I wouldn't use our Coop accounts as a main current account because of a few issues, principally the time lag for Faster Payments to be credited and the non-sequential ordering of their statements (see comments in the threads discussing the Coop current account elsewhere on this forum https://forums.moneysavingexpert.com/discussion/5512973/co-op-bank and https://forums.moneysavingexpert.com/discussion/5740488/co-op-bank-slowest-faster-payments-bank).

Hmmmm

I'm a scouser, and my Co-op account main bank is still theoretically based in Bold Street, though wiki informs me that Co-op left in 2017. I suspect Red-Squirrel might have a connection to Formby:)

Apologies for meandering even further off topic