Barclaycard Platinum Credit Card Offers

hellobaby

hello there,

I have had my Barclaycard Platinum CC for more than 8 years now and has had few different offers over the time like 2.4 % BT offer and similar money transfer offers as well; the last offer was in 2017 which I used and that ended Dec 2018. I have fully used these appropriately when available.

Now my question is, have people got these offers over and over again or it will not stop. I need to do some Balance Transfer in June/July and was wondering any point keeping this card, hoping to get some repeat offers or just cancel the card now and then re-apply after 6 months, any advise ?

Willing2Learn

Hi,

If it were me, I would definitely keep the card as the account is eight years old, and will have a positive influence on your credit history, when viewed by potential lenders.

hellobaby

Thanks willing2learn, never thought of that, my credit limit has been increased on a regular basis and this one of the cc I have had the most and with a generous credit limit too, hence not keen on letting it go, just wanted to check if anyone has been offered a repeat of what they got in the past ( say last year or the year before) ?

[Deleted User]

Some people get repeat offers. Others, of course, don't.

Nebulous2

There are several threads about Barclaycard offers. For example:

https://forums.moneysavingexpert.com/discussion/5941160/barclay-card-existing-customer-offers

They appear to have tightened up and are being more selective than they previously were.

hellobaby

interesting read, thanks Nebulous2 for the Link

MABLE

hellobaby wrote: »

hello there,

I have had my Barclaycard Platinum CC for more than 8 years now and has had few different offers over the time like 2.4 % BT offer and similar money transfer offers as well; the last offer was in 2017 which I used and that ended Dec 2018. I have fully used these appropriately when available.

Now my question is, have people got these offers over and over again or it will not stop. I need to do some Balance Transfer in June/July and was wondering any point keeping this card, hoping to get some repeat offers or just cancel the card now and then re-apply after 6 months, any advise ?

I have been with BC for about 20 years and through migration have now amassed 4 cards with them. Every month I receive offers for money transfer and balance transfers. With some very low fees.

Missus_Hyde

MABLE wrote: »

I have been with BC for about 20 years and through migration have now amassed 4 cards with them. Every month I receive offers for money transfer and balance transfers. With some very low fees.

Like Mable, we've had a BarclayCard for donkeys years; we very seldom use it (as it doesn't benefit us) but they do send offers for balance transfers and money transfers most months.

I tend to bung a couple of quid on it once a year (just to keep the thing active) and I probably won't cancel it, as it's not eating anything and I do like to keep a couple of odds and sods, just in case we should need to use them.

Chrysalis

My offers very recently stopped, I know I was getting junk mail from barclays at the very least up until last autumn so a few months back, but to day I logged in to the web site and noticed no offers exist.

Its kinda ironic given that I have an interest in taking one up now.

What has changed for me?

Well currently the card has a balance of around £250 with a limit of nearly 9k. I had started using the card for occasional small purchases, but didnt realise I had set the DD to min payments only, which probably doesnt make me look too good on their algorithms, even with the low balance. I have now changed the DD setting. Otherwise I got no idea.