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My savings log..."The next chapter"

edited 30 November -1 at 1:00AM in How much have you saved?
33 replies 6.1K views
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  • Sylvia1982Sylvia1982 Forumite
    193 posts
    Hello everyone,
    Well, got some good news. Got a new quote for my car insurance and it is just over £80 less than last years.

    Also been told that my LL is not increasing my rent :j This really helps with my saving goals.

    On the downside, I am currently facing reality of obstacles being thrown at you when everything seems to be going to plan. Currently going through a health scare and not going to know exactly what I am facing until the end of the month. Its all about looking after myself at the moment, as my thoughts of worst possible scenarios is all I'm thinking of. Sorry for over sharing, but need to document this

    I hope you all are okay. Enjoy your weekend
    Take care, Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • savingwannabesavingwannabe Forumite
    14.9K posts
    Tenth Anniversary 10,000 Posts
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    Sylvia I hope the health issue diagnosis will be quick and hopefully clear all your fears. If not then I wish the treatment to be quick and for you to make a recovery asap.

    On the financial front jolly well done on car insurance and kind LL.

    Please try to take things one thing at a time and just try to focus on being kind to yourself during the next month whilst a diagnosis/treatment is being sorted. We are all thinking of you good luck my dear.
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • Skint_yet_AgainSkint_yet_Again Forumite
    4.4K posts
    Eighth Anniversary 1,000 Posts Name Dropper
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    Sorry to hear about your health scare Sylvia. I think not knowing and waiting for a diagnosis is the worst time, at least once you know what is going on you can face it head on or be relieved if it's not as bad as you feared. Fingers crossed it's the latter. We are all here to share so come when you need to. Look after yourself x
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
  • Sylvia1982Sylvia1982 Forumite
    193 posts
    Hello everyone,
    Thank you savingwannabe and Skint yet Again for your kind messages. Happy to say, I got the all clear yesterday by the consultant. In a bit of pain, but should be back to normal in a few days. It really amazed me this month, as tough as I can portray myself to others at times who personally know me(don't like showing my vulnerable side). I was a total mess, having for a change rely on others.
    Thankfully, now that is behind me, I can really concentrate on life and what I want from it.
    Since my last message I stopped working overtime. I'm planning to reduce to no more than 2 days a month comparing to what I was doing before. My partner and I have since had a long talk in regards to our finance and plans we have ahead, which was a first, as we spoke in detail.

    Well I better get back to my savings.

    Here are my May savings

    Deposit Fund = £0
    Total=£82.317.88

    Family Fund = £559
    Total = £3,974.09

    Car Fund = £66.67
    Total = £127.15 (Reduced as paid annual as of 1st June 2019)

    I'm expecting to spend a bit before my next pay day, as my partner gets a year older next month. The initial present I was going to get him, is now out of stock :eek: Not sure what to do.


    I better leave it there. Hope you all are okay and enjoy you weekend.
    Bye for now, Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • Skint_yet_AgainSkint_yet_Again Forumite
    4.4K posts
    Eighth Anniversary 1,000 Posts Name Dropper
    ✭✭✭✭
    Hey Sylvia great news from the consultant :T am so pleased for you. Its surprising how vulnerable a health scare can make you, so good that everyone rallied round to help and support you. Take care of yourself. Onwards and upwards !
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
  • Sylvia1982Sylvia1982 Forumite
    193 posts
    Thank you Skint yet Again, I totally agree. I'm so grateful of my family and friends.
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • savingwannabesavingwannabe Forumite
    14.9K posts
    Tenth Anniversary 10,000 Posts
    ✭✭✭✭✭
    Hurrah for the all clear. Sylvia I hope any pain will go. What a huge relief for you both. Take it easy and have a good week.
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • Sylvia1982Sylvia1982 Forumite
    193 posts
    Hello everyone,
    Sorry for the late post, been busy with work.
    June turned out to be a lovely month. Spent a lot of time with friends and family, which was really nice.
    My boyfriend had a lovely birthday and I bought him the pressie he really wanted for a while.

    Overtime has definitely dried up at the moment, so I am happy that I was cutting down on it before this had happened. I have finally received the over time from the previous 2 months I had worked.


    Here are my June savings

    Deposit Fund = £0
    Total=£82.317.88

    Family Fund = £1,307.38
    Total = £5,281.66

    Car Fund = £70
    Total = £197.19


    I'm really happy with the amount I have saved so far towards the family fund. Just trying my best to stick with my budget, so I know roughly the amount I would end up living off hopefully a little one comes along.

    I hope you all are doing well and been enjoying the great weather.

    Bye for now,
    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • savingwannabesavingwannabe Forumite
    14.9K posts
    Tenth Anniversary 10,000 Posts
    ✭✭✭✭✭
    I am glad you had a good June and hope your July is going well with this hot weather. :beer:

    The savings are looking great as usual and the family fund is filing up fast. :T:T

    Have a good week.
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • pinknsparklypinknsparkly Forumite
    496 posts
    Fifth Anniversary 100 Posts Name Dropper
    ✭✭
    Glad you had a lovely June and are doing better health-wise - hope July is just as fab (especially with this amaaaaaazing weather we're having at the moment!!).

    The savings are building up wonderfully! Do you have any thoughts as to when you are looking to buy?
    MFW2020 challenge #99: £2,367.60 / £3,600
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: £13,363.81 / £30,000
    Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Sep 2051 :D
    Last updated: 31/05/2020
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