My savings log..."The next chapter"
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Well, got some good news. Got a new quote for my car insurance and it is just over £80 less than last years.
Also been told that my LL is not increasing my rent :j This really helps with my saving goals.
On the downside, I am currently facing reality of obstacles being thrown at you when everything seems to be going to plan. Currently going through a health scare and not going to know exactly what I am facing until the end of the month. Its all about looking after myself at the moment, as my thoughts of worst possible scenarios is all I'm thinking of. Sorry for over sharing, but need to document this
I hope you all are okay. Enjoy your weekend
Take care, Sylvia
On the financial front jolly well done on car insurance and kind LL.
Please try to take things one thing at a time and just try to focus on being kind to yourself during the next month whilst a diagnosis/treatment is being sorted. We are all thinking of you good luck my dear.
Saving change in money box.
0% Car Loan £7500 ~ paid in full
JAN 2020 = NOW DEBT FREE
Emergency fund £1000 / £1000
Thank you savingwannabe and Skint yet Again for your kind messages. Happy to say, I got the all clear yesterday by the consultant. In a bit of pain, but should be back to normal in a few days. It really amazed me this month, as tough as I can portray myself to others at times who personally know me(don't like showing my vulnerable side). I was a total mess, having for a change rely on others.
Thankfully, now that is behind me, I can really concentrate on life and what I want from it.
Since my last message I stopped working overtime. I'm planning to reduce to no more than 2 days a month comparing to what I was doing before. My partner and I have since had a long talk in regards to our finance and plans we have ahead, which was a first, as we spoke in detail.
Well I better get back to my savings.
Here are my May savings
Deposit Fund = £0
Total=£82.317.88
Family Fund = £559
Total = £3,974.09
Car Fund = £66.67
Total = £127.15 (Reduced as paid annual as of 1st June 2019)
I'm expecting to spend a bit before my next pay day, as my partner gets a year older next month. The initial present I was going to get him, is now out of stock :eek: Not sure what to do.
I better leave it there. Hope you all are okay and enjoy you weekend.
Bye for now, Sylvia
0% Car Loan £7500 ~ paid in full
JAN 2020 = NOW DEBT FREE
Emergency fund £1000 / £1000
Saving change in money box.
Sorry for the late post, been busy with work.
June turned out to be a lovely month. Spent a lot of time with friends and family, which was really nice.
My boyfriend had a lovely birthday and I bought him the pressie he really wanted for a while.
Overtime has definitely dried up at the moment, so I am happy that I was cutting down on it before this had happened. I have finally received the over time from the previous 2 months I had worked.
Here are my June savings
Deposit Fund = £0
Total=£82.317.88
Family Fund = £1,307.38
Total = £5,281.66
Car Fund = £70
Total = £197.19
I'm really happy with the amount I have saved so far towards the family fund. Just trying my best to stick with my budget, so I know roughly the amount I would end up living off hopefully a little one comes along.
I hope you all are doing well and been enjoying the great weather.
Bye for now,
Sylvia
The savings are looking great as usual and the family fund is filing up fast. :T:T
Have a good week.
Saving change in money box.
The savings are building up wonderfully! Do you have any thoughts as to when you are looking to buy?
MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: £18,946.02 / £30,000
Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Jan 2051
Last updated: 30/11/2020