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The Mortgage Free in Three - Take 5 challenge (MFiT-T5)

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  • Yes, thank you Trix for keeping this challenge going. I'm running on amber at the moment but hope to get into green in 2020.
    Good luck everyone.
    MFIT -T5 #42
  • Thanks for updating this trix-a-belle :) I thought I would be in the red tbh so happy with yellow as I joined late - determined to get into the green in 2020! I should be able to pay a bit more off from July next year :)
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Suffolk_lass
    Suffolk_lass Posts: 10,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks trix - I might be at the front of the still-to-pays but I am more like the pace-maker and will now slow right down, giving others a chance to catch up. It will be a year before we pay off another lump I think
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Is it too late to join in with this challenge?
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • Ellie78 wrote: »
    Is it too late to join in with this challenge?

    not at all ellie, drop a joining form through from the link on the first page
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Hetta
    Hetta Posts: 17 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Hi Trix,


    Is it too late to join in?
    MFW 2022 #38 - £1389.05 / £15000
    MFit-T6 #18 
    Mortgage (30yrs): Feb 2019: £280k, May 2020: £267k, Jan 2022: £311k
    Goal: Mortgage free in 15 years – 2035
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 30 October 2019 at 11:36PM
    Hetta wrote: »
    Hi Trix,


    Is it too late to join in?

    [STRIKE]not at all Hetta, drop a joining form through from the link on the first page[/STRIKE]

    eta@: seen yours & Ellies joining forms so now set you up and will pm challenger numbers
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Oh gosh I’m sorry I’m late. I will submit now and hope to be included in the next pass

    It’s been half term here and both terrors have been very poorly. Eldest bean is currently high as a kite on steroids and inhalers (4 blue twice a day minimum and 2 brown twice a day) and still breathing shallowly. I have been told he has to go back to the drs this week and next.
    He will be ok through. But sorry I’m late
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 5 November 2019 at 2:54PM
    don't worry lovely, I fill them in as I see them so it should flow through into the posted chart. I totally forget the chart is due until someone posts
    hope everyone is better soon
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Cheery_Daff
    Cheery_Daff Posts: 17,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Darn it, I was convinced I'd subscribed to this thread but apparently not!

    Will fill in the form when I get out of bed :o :rotfl:

    Not going to be pretty though. Or new mortgage fix had kicked in - 2.26% rather than the previous 1.8% so not tooooo bad but doesn't help. And we've had building work done on the house so all extra money at the minute is going back towards rebuilding the savings pot back to an acceptable level.

    Hoping to be back making over payments before the next check in though, even if they're only small :j in fact I might consider adjusting the monthly payment a bit so SOMETHING is going off at least.

    And congratulations Radish!! I remember when we paid our previous mortgage off (not early, Mr Cheery had just been paying it for 25 years :rotfl: ) - I expected a fanfare too but I guess it's no celebration for the bank :rotfl:
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