We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Mis sold card terminal machine

Hi,
I'm after some advice please. We recently ( last Thursday ) changed our credit card terminal supplier to Payment Sense and now we think that they have mis sold this contract to us. After speaking to them they informed us that we have no cancellation period as we are a limited company. Can anyone advise if this is correct please.


I'm not sure if this post is in the right section so could an admin move to the correct section if not.


Many thanks
Phil
«1

Comments

  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Yes they are correct. As a commercial entity it falls entirely on the business to carry out due diligence.
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    In what way was it missold? If no cancellation period is the only reason then you have no case whatsoever.
  • Thanks for your replies. The reasons we were mis sold are :
    We were quoted figures and rates that we have not got. We have had to call today as we had nothing sent to us and we were promised to be emailed the next day after signing. We were promised faster payments where payments are in the next day and now they say we haven't got that.


    Basically promised a lot and had none of the things we agreed on


    Thanks
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    What does your contract say you will get?
  • MEM62
    MEM62 Posts: 5,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    waamo wrote: »
    What does your contract say you will get?


    It does not sound as if the OP has read it :-(
  • We signed on the 21st after having a quotation of the rates on the various cards and the price of faster payments. We've had to ring today, once we'd noticed we hadn't had any money paid to our bank, to get a copy of the contract as we never received anything from them. On the contract they sent the rates for charges are slightly higher and the faster payment is not included which we were quoted and promised when we signed. Surely that's not legal or right?
  • Lorian
    Lorian Posts: 5,993 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You should have a copy that you signed....?
  • 00ec25
    00ec25 Posts: 9,123 Forumite
    1,000 Posts Combo Breaker
    Basically promised a lot and had none of the things we agreed on
    promises are not signed contracts

    your due diligence has failed and it is your own fault, not theirs
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    We signed on the 21st after having a quotation of the rates on the various cards and the price of faster payments. We've had to ring today, once we'd noticed we hadn't had any money paid to our bank, to get a copy of the contract as we never received anything from them. On the contract they sent the rates for charges are slightly higher and the faster payment is not included which we were quoted and promised when we signed. Surely that's not legal or right?

    What does what you signed say? If you didn't read it that is your problem not theirs. Verbal promises are worth the paper they are written on.
  • It was a e contract where you signed on a tablet. Basically not looking good as we took their representatives word and didn't physically read the complete contract on the tablet.

    Thanks for all your replies much appreciated
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.8K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.2K Spending & Discounts
  • 240.1K Work, Benefits & Business
  • 616.2K Mortgages, Homes & Bills
  • 175.3K Life & Family
  • 253.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.