I will cut my coat according to my cloth. {Edited by Forum team} 2019

pollyanna_26

You have a lovely mum Mooloo who sees how hard you work .


I couldn't work out the figures either but perhaps that balance takes into account the Ryanair refund and Pension pot . Whatever you're paying off do it as soon as the funds are available and say nothing to others . You should be in a much better place and in the clear to plan your next step in a few months . Bet you sleep better tonight!


pollyx

ivyleaf

Aw Mooloo, what a lovely Mum!

Savvy_sewing

Yes the figures are correct.
I used my £8,000
The Ryanair, my Emergency funds, my ISA, and my guardianship funding,
I had done a credit card transfer to stop the interest on the last card, so it actually cost an extra £85 but it means no more interest on the last transfer while I clear up the last payments.
The only unknown is how much the toll road fees are going to be for the hire car in Portugal.

Savvy_sewing

Here we go again! Dgd is not getting up!
First Day of School syndrome!

I still feel pretty rough but better than yesterday.
I have a lot of things to be dealing with today. Biggest called me yesterday, actually two days in a row she's been chatting for over an hour. I can tell hubby is away with work!
She is also juggling funds to try to do down debt. So we're cheering each other on. Her payment to me has increased as a loan she had is now finished.
She said she saw DS yesterday briefly. He is a very sad person and scared to loose the boys, but I don't think he understands that the relationship with gf is just toxic. He wants a different life. Well unless he performed a miracle.
We all know that it is futile!

hb2

Mooloo, what a lovely mum you have! She has clearly seen how hard you are working to get your debts under control.

I empathise with First Day of School Syndrome - it came as something of a shock to my system when the alarm went off yesterday morning for my first 'aquagym' of the year! Thankfully, the water was tolerably warm.

I'm glad you are feeling a bit better today and hope the improvement continues (((hugs))).

pollyanna_26

Mooloo it may just be back to school after the long break with dgd . A lot of us seem to be trying to get back to normality . I'm still checking what day of the week it is! Starting a new term is easier in September than January .If she seems to manage once she's there I wouldn't worry but if you've any doubt see if you can get her to talk .


It's good news Biggest is trying to tackle the debt , one less to worry about .


Your ds has to have time to hopefully see the reality of the toxic relationship and that may take some time . It's leaving him to get there himself . Guidance and other ways haven't worked ,at that point any attempt by yourself or Biggest are more likely to put him in defensive mode as it's easier to blame the messenger rather than face the reality of the situation . Let's hope he will have his lightbulb moment .


Hope today has gone well .


pollyx

Savvy_sewing

A busy day. I didn't count the work in but the rails are filling fast.
I had a late birthday lesson booked yesterday for this afternoon so my start to the day was to unblock the vacuum, and vacuum the workshop. Clear away the bits and bobs and set up and test 4 machines, and draw up the patterns for them to cut out.
Then I had fittings some booked in, and some walk ins.
After a snack I had paperwork to deal with and then the lesson at 2.30
Till closing.
I will have to cash up when I go in in the morning on Thursday as I had to reunite a purse left in the shop with it's owner.
This evening I did mashed potatoes, chicken mixed veg and gravy for tea. Then I have been studying until now.
Stopped to watch Martin Lewis on the tv.

beanielou

Someone was on Martin's show from MSE

Savvy_sewing

All the juggling is complete. No more interest. There is one bill to come in for the hirecare road tolls, but I will pay it off as soon as it comes in.
I think I need to look at the tv Ariel soon so I can stop sky, but the car mot is the next important thing.
The only purchases I have made are zips on eBay and that's part of the business not my funds. Took lunch with me, and Dgd always has a packed lunch anyway. I turned the last of the cooked chicken into a curry, with some onion, and diced peppers. I will freeze it tomorrow. I also have brought the bones and some veg to boil for stock. In the morning I will deal with that and do my housework before I go to see Mum, and babysit for Biggest if her Hubby is not back from foreign parts in time.

That's the basic plan anyway.

beanielou

No more interest is great