I want a life without failed Direct Debits :-(

StressedSteph

Hi all

What a super busy day. Worked 9 till 4pm, dashed home to sort out the farm to find FIL parked on the drive so had to invite him in for coffee and a chat. When he finally left I had to dash out and do all the farm chores in the half dark. Bloomin water hose had already frozen so could'nt top up animals water troughs. Hopefully it will defrost enough tomorrow afternoon so I don't have to bucket water everywhere.

Dinner is finally in the oven, bra off and Damson gin poured and it's FRIDAY!!! Thank god.

Had another NSD today, had to book in a company to come and empty our Septic Tank as its blocked and Dh apparently can't unblock it until its been emptied. £120 . Will wait for that bill.

Got a busy day tomorrow, Ds is booked in for a haricut at 10am and then got to come home and get weekend farm chores done and also want to tackle the polytunnel which looks like an abandoned wasteland at the moment.

Not much news financially until Dh gets paid on Monday and even then not too much will get paid as only a three day week.
Going to try not to do a food shop next week, Have freezers full of meat so should be able to plan some meals.

Hope you all have a lovely weekend. xxxx

Little_Miss_Winner

bra off and Damson gin poured and it's FRIDAY!!! Thank god.

QUOTE]


That tickled me!!!! :rotfl::rotfl: Nice to see you back Steph xx

StressedSteph

Evening Diary

It's been a busy start to the week, doing some overtime and then playing catch up with farm, kids, dinner, household chores etc.

Dh got paid for last weeks three days yesterday. after the unorthorised overdraft sucked up half I have only been able to pay a couple of little bills .
Decembers mortgage still needs paying, so that is my priority for next weeks wage

Just trying to spend the week working and not spending really, not much to report, just head down and use all money on bills month.

Hope some of you guys are more in control than me. I do this every year and at the age of 43 you would think I had learned by now :mad:

missymoo81

Hey Steph! I love your title as it is just the same as my life and I too have been here for a long time, think mine is 9 years though, and I am probably in more debt than ever. I'll be reading with interest, as I'm self employed and have two kiddies to feed and run around after. Good luck hun x

Buffythedebtslayer

*Squishes Steph up in a BIG HUG*

Hello

I have a cushion you made. Well, I gifted it to Mum.

I am still here and I have been here for 11 years. 11 freaking years.

and I am currently 4980 in debt. Just embarrassing. Realised a younger guy at work has a mortgage. I don't. I can't. So embarrassing.

Any how I think we will do it this time Steph. I cling to the idea that things are changing.

Much Love
Buffy XXXX

baglady1

Hi Steph, so lovely to have you back.

I missed my read of your diary and have often wondered how you were doing. Wasn't entirely sure if "Stressed Steph" was actually you but when you mentioned not doing the wreaths I knew

Cheers Bl1 (Down under in Tasmania)

StressedSteph

Hi All

Sorry it's been a couple of days since I last posted but life has taken abit of a turn for the worse.

My car has died :eek:

I live in the depths of Dorset so being without a car is literally impossible. Not a bus service for miles.

Thankfully I had AA breakdown (even though I was cursing how much the direct debit had gone up this year, i'm glad I kept it).

My treasured old 4x4 truck (53 plate) has been towed to my local garage and he waits there for them to decide his fate. AA man thinks it cam belt .

The cam belt went on it about three years ago and it cost us over £2,000 to repair it last time. Hubby says the car isn't worth that much anymore so if it's that happened then we will have to scrap it.

I have sooo many bills waiting to be paid and now I have to find money to either repair the car or buy a little run around to get me by until I can save up some cash (*Laughs bitterly as never managed to save a dime in my life*).

So many people are just saying "Well you had better start car shopping". I hate to tell them that I have a dreadful credit rating and no one would lend me any money so credit isn't an option.
Although I feel I would rather get by somehow than get into even more debt.

Hubby and I seem to have come to an agreement that if the car is more than £1,000 to repair then it's better to just go out an buy a little cheap run around with that money as there was lots of other issues with my car already. (lots of rust, no heater, unexplained rattles).

Guess i'm hitting rock bottom again, no emergency fund, no savings and in arrears with countless people. :o:o:o:o:o:o

WHEN WILL I EVER LEARN!!!!!!!!!

Buffythedebtslayer

Oh !!!!. that is really sucky.

My car went kapput ( no tyres to speak of, a lazy accelerator, intermittent indicators electric windows that did as they felt...) It was a fun time...not. My current car is 20 years old (VW) which i LOVE and cost 1800. A lot for an old car but it had 66,000 miles on the clock. And I didn't want to car shop.

Steph, no matter what it will work out. I would look for a cheap run around on FB?

Big love XXXXX

abba1772

Sorry to hear about the car Steph

Can you not buy the cam belt hubby is a mechanic and he agrees with hubby better to buy a wee runabout from fb or gumtree to tide you by xx

jwil

Sorry to hear about the car