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Jolly JANUARY's NSD Challange!
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Not one today, but should be the only spendy day this week
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A no spend yesterday takes me to 4 but alas today is another spend day
Has anyone got any ideas to help? I buy a weekly shop but then wake up the next day finding I need something meaning I cant avoid a spend day. I've done lists and stuck to them, and its usually non grocery items that make me go out again. Any advise would be brilliant!January Grocery Challenge £71.51/£150.00 48% spent!
February Grocery Challenge £79.83/£112 71% spent!
March Grocery Challenge £0.00/£93.00 0% spent!
Save 2022 £2305.210 -
Saver.The.Taste wrote: »A no spend yesterday takes me to 4 but alas today is another spend day
Has anyone got any ideas to help? I buy a weekly shop but then wake up the next day finding I need something meaning I cant avoid a spend day. I've done lists and stuck to them, and its usually non grocery items that make me go out again. Any advise would be brilliant!
I have a list of things we generally need weekly (groceries) and then things we should need monthly (toiletries, household things) and check those before I finish the shopping list for the week, and determine whether they need to go on the list or they can wait0 -
Spent but counting it as NSD because it was needed groceries (Ran out of bread + almost out of milk for tomorrow):heartpuls Getting married 21.09.19 :heartpuls
Emergency Savings - £15.55 / £1,000
XMAS '19 Savings - £0.00 / £365 Holiday savings - £6.00(SA) £00 (PB)0 -
doingitanyway wrote: »4/15 for me today please beanie and 3 NSDs in a row!
I'm sure I wouldn't have managed that without your thread for inspiration.
Well done to you :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Saver.The.Taste wrote: »A no spend yesterday takes me to 4 but alas today is another spend day
Has anyone got any ideas to help? I buy a weekly shop but then wake up the next day finding I need something meaning I cant avoid a spend day. I've done lists and stuck to them, and its usually non grocery items that make me go out again. Any advise would be brilliant!
I have a rough list & try to stick to it.
I have a weekly budget for food & household & only count it I go over that budget IYSWIM?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 5 for me yesterday0
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Today will be 5/20 xx0
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Another one yesterday
4/7 completeTotal debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0 -
Yesterday was no 6.
Hoping for 7 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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