Cifas need help 😢

jimbo26

OP, your story has more holes than Swiss Cheese

Blackbeard_of_Perranporth

Recently to pay for my holiday next year, Lloyds stopped payment to Beardie's airline. I received a text questioning the transaction, saying if this was me and was it correct. I responded accordingly and the transaction was processed soon afterwards.

It is done to prevent fraud.

If you were not expecting £3,000 pounds, then you should had questioned it.

Blackbeard_of_Perranporth

Hussain1231 wrote: »

Just been looking at my messages from llyods I don't see no text messages about adding payees I think the fraudsters changed my online banking details to another number idk tbh

When I add a payee to my Lloyds account, I have to respond to a call on my mobile phone and fund transfers are very limited until I have done so.

DCFC79

Hussain1231 wrote: »

Just been looking at my messages from llyods I don't see no text messages about adding payees I think the fraudsters changed my online banking details to another number idk tbh

You could find that out by asking the bank.

Vikipollard

Same for me Blackbeard. There's a specific requirement made over the phone, and no transfer is made unless it can be completed.

Just my opinion, but it sounds like:

- you gave your bank details to someone so that they could transfer funds in. This was an abnormal amount of money for the account and didn't come from somewhere like Student Finance, and Lloyds were rightly suspicious of its origin;

- you knew money was being transferred in, which is why you responded yes;

- it wasn't just account and sort numbers you gave the depositers. You gave them what they would need to transfer it out again. I'm not aware of any bank which is okay with that;

- Lloyds do the right thing and block the money laundering, and put a warning marker against you so that other banks would be aware.

Why are you surprised the CIFAS marker was added even though they've told you to change banks? It's no different to insurance companies flagging people who have committed fraud - they do it to warn others in the industry.

As I said, just my opinion, but your story is so far fetched it beggars belief.

MothballsWallet

When do the schools go back again?

Blackbeard_of_Perranporth

MothballsWallet wrote: »

When do the schools go back again?

OP wants to go to Law Skool. He’s not going back.

MothballsWallet

I don't know, BoP, maybe the OP can get a job working for Mr Loophole.

jimbo26

If you interested in studying law check out Section 327 Proceeds of Crime Act 2002. This will explain why the bank have frozen your account, and why you may get a visit from the Old Bill.