2019 1% challenge

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  • Can I join please? I joined last year but stopped logging in due to life and other commitments. I did manage to pay off around £6000 last year though. Unfortunately I had to use credit of around £2000 to survive when things fell apart, but now they're almost back on track.My current debt total stands at over £13k, but I'm aiming to pay off more than £4k this year so that's what I'd like to track.


    Can my 1% be set at £40 please.
    Restarted my journey toward financial stability on 1st September 2021 - I will succeed!

    Total debt - £39888.13 @ 31.08.21

    Current debt - £21270.51 @ 29.12.2023
    Paid to date: £18617.62

    DFD: Aiming for end of 2028
  • fatpat
    fatpat Posts: 44 Forumite
    Hi, can I join?

    My debt isn't credit cards but a single loan, which I'd love to pay off early.

    My 1% is £50.
    The 365 day penny challenge #24: £21.52/£667.95
    Make £2019 in 2019: £29.99/£2019
    2019 1% Challenge #9: 1% - Pay all your debt off by Xmas 2019 # 60: £50
  • I would love to join please.
    I have a total of 3k so my 1% is £30 x
    Make £5 a day April £12.60/£110 (Joined late)
    Surveys 2021/2022 
  • I'm rounding up to £3k for this challenge.
    1% is £30.

    Thanks 😃
  • Happy New Year all!

    :hello: I can’t believe it’s 2019 already :p I’m well on my way to getting my first 1% too because I just sold 2 items on eBay last night. Has anyone else started? I’m fascinated to discover how everyone is making their monies.

    I wish you all a wonderful first day of the new year. I’ve got a good feeling about this one :j
    Total debt 12/18 £9365.74 | Now: DEBT FREE
    House Deposit 11/21 £11,192 | Need £25k
  • Ian011
    Ian011 Posts: 2,432
    Name Dropper First Anniversary First Post
    Forumite
    89. Phone Calls - Don't pay for expensive calls to banks etc - use the SAY NO TO 0845 for well hidden freephone numbers.

    Usage of premium rate 084 and 087 numbers is now banned for most purposes.

    Usage by retailers, traders and passenger transport companies was banned by BIS on 13 June 2014.

    Usage by banks, card companies and insurers was banned by the FCA on 26 October 2015.

    Usage by government departments, their agencies and contractors was banned by the Cabinet Office on 26 December 2013.

    There is widespread compliance with these rules and rule breakers should be reported for further action.

    There should be no need to call any 084 or 087 numbers these days.

    When looking on the internet for telephone numbers do be aware of the "call connection service" scam. Any numbers found online and starting 084 or 087 are likely to be either out of date, or part of a scam.

    The sayNOto0870 website is still useful in a small number of cases.
  • I made my first 1% today thanks to a refund from Amazon of a subscription I hadn't realised I was paying for. Apparently I'd paid 6 payments after a free trial ended, just goes to show that a small amount can go unnoticed! I'll be checking more carefully in future.

    I used £40 to pay towards a debt, and the rest has gone toward the car tax which I was going to be short on, saving me a trip to the bank to pay in the few £ I needed to. Didn't save me on parking as it's free round here but saved me on fuel!
    Restarted my journey toward financial stability on 1st September 2021 - I will succeed!

    Total debt - £39888.13 @ 31.08.21

    Current debt - £21270.51 @ 29.12.2023
    Paid to date: £18617.62

    DFD: Aiming for end of 2028
  • Sa1sysoo
    Sa1sysoo Posts: 297
    Photogenic First Post First Anniversary
    Forumite
    #8 updating my front page figure. My 1% for 2019 will be £130.52
    OH OD - £100.00/£100.00 Joint OD - £100.00/£100.00StepChange: £10,057.67
  • Morning all :hello:
    Please could I join in? My personal circumstances have undergone massive changes over the past year, and whilst I'm not fully sorted out I do want to minimise the impact. I'm aiming to pay off £5750 of debt as a minimum this year so my 1% will be £57.50.
    Thanks :D
  • Hello I am number 59 and my 1% is £20. Looking forward to clearing this debt in 2019! :)
    Next[STRIKE] £362.91[/STRIKE]/£0; Natwest OD[STRIKE] £2000[/STRIKE]/£0; Natwest Loan [STRIKE]£1692.50[/STRIKE]/£0; CDL £5700/£2386.72; Bank of M&D £2710.35/£1965.35 DFD 31/12/19

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