2019 1% challenge

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  • a_silver_lining
    a_silver_lining Posts: 535
    First Post First Anniversary Combo Breaker Debt-free and Proud!
    Forumite
    edited 5 January 2019 at 7:18PM
    £1.55 paid. Tipped me to #18 @ 1.6%.

    Waiting for some bigish payouts, a bill refund, interest from a saving account, bank account interest and a quidco payment which would be another 4%.... hate waiting!

    For anyone interested: Worked out that if starting in jan on 0% then we need 8.33% per month to clear debt by the end of this year.
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • Can I join you please? Hoping to reduce debt this year by £5000 so my 1%=£50.

    Hi Charlies tribe,
    Welcome to the 2019 1% challenge. I've assigned you number 33. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Sky_
    Sky_ Posts: 605
    First Anniversary First Post Name Dropper
    Forumite
    Hi Sky_,
    Welcome to the 1% challenge. I've assigned you number 29. If you could mention your number when checking in that'd be great. Good luck with your 1%s. If you could let me know what your 1% figure is I'll update the first page - thanks.


    Hi AdventureWanted, thanks for the number (number 29 checking in :)).


    My/OH cc debt is at £11778 so my 1% is £118.
    2022. 2% MF challenge. £730/3000
  • Sky_ wrote: »
    Hi AdventureWanted, thanks for the number (number 29 checking in :)).


    My/OH cc debt is at £11778 so my 1% is £118.

    Thank you. All updated :).
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • A_Random_Man
    A_Random_Man Posts: 1,144
    First Anniversary First Post Name Dropper Photogenic
    Forumite
    #11 Checking in at 2.08%

    EF - £1025/£2000 (51.25%)
    Debt Remaining: £0.00 - Debt Free
  • Hiya, I would like join please - I have a credit card debt of £11k, so my 1% would be £110 pcm.
  • Hi Charlies tribe,
    Welcome to the 2019 1% challenge. I've assigned you number 33. If you could mention your number when checking in that'd be great. Good luck with your 1%s.

    Thank you.
    LBM in April 17 - £14998/£33554 (44.6%) paid. Mortgage@1 June 18 = £9935/£76350 paid.Total debt @june 18 £102311 now £84972GC Jan £40.99/£500 2021 declutter 85/2021 items 0/20 bags clothes
  • Thanks AdventureWanted
    I love that my number is 7, lucky 7 and hopefully will encourage me to clear as many 1% as I can.
    Made my first payment on my card of the year and I always tried to pay a little bit extra when I got paid, so i have paid my first 1%.
    Now to find some ways to pay some more :D:D
    :jYou've got to be in it to win it!! Just believe to receive!! :j


    2024 Wins - Feb: Fae Magazine - Mar: 2 Tickets to Living North Live
  • Cancelled a direct debt as the bill was going up from £26ish to £45.75pm.

    So £45.75 sent to the debt.

    109.78/4K
    #18= 2.7%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • Hi everyone

    Number 3 checking in. I have made a payment of £600/£15000 so 4% paid. Pleased with this as most of my payments will be the outcome of economising against our income. I follow a lot of the diaries and challenges and am always inspired by all the efforts of everyone so I am looking forward to this challenge.
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