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2019 1% challenge
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£1.55 paid. Tipped me to #18 @ 1.6%.
Waiting for some bigish payouts, a bill refund, interest from a saving account, bank account interest and a quidco payment which would be another 4%.... hate waiting!
For anyone interested: Worked out that if starting in jan on 0% then we need 8.33% per month to clear debt by the end of this year.19/12/14: Spent 10 years of savings!!
:heart2: ..... to buy my first home. :heart2:
11K OP 31.03.19
Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!0 -
charlies_tribe wrote: »Can I join you please? Hoping to reduce debt this year by £5000 so my 1%=£50.
Hi Charlies tribe,
Welcome to the 2019 1% challenge. I've assigned you number 33. If you could mention your number when checking in that'd be great. Good luck with your 1%s.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
AdventureWanted wrote: »Hi Sky_,
Welcome to the 1% challenge. I've assigned you number 29. If you could mention your number when checking in that'd be great. Good luck with your 1%s. If you could let me know what your 1% figure is I'll update the first page - thanks.
Hi AdventureWanted, thanks for the number (number 29 checking in).
My/OH cc debt is at £11778 so my 1% is £118.2022. 2% MF challenge. £730/30000 -
Hi AdventureWanted, thanks for the number (number 29 checking in
).
My/OH cc debt is at £11778 so my 1% is £118.
Thank you. All updated.
LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
#11 Checking in at 2.08%
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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Hiya, I would like join please - I have a credit card debt of £11k, so my 1% would be £110 pcm.0
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AdventureWanted wrote: »Hi Charlies tribe,
Welcome to the 2019 1% challenge. I've assigned you number 33. If you could mention your number when checking in that'd be great. Good luck with your 1%s.
Thank you.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Thanks AdventureWanted
I love that my number is 7, lucky 7 and hopefully will encourage me to clear as many 1% as I can.
Made my first payment on my card of the year and I always tried to pay a little bit extra when I got paid, so i have paid my first 1%.
Now to find some ways to pay some more:D
:jYou've got to be in it to win it!! Just believe to receive!! :j
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Cancelled a direct debt as the bill was going up from £26ish to £45.75pm.
So £45.75 sent to the debt.
109.78/4K
#18= 2.7%19/12/14: Spent 10 years of savings!!
:heart2: ..... to buy my first home. :heart2:
11K OP 31.03.19
Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!0 -
Hi everyone
Number 3 checking in. I have made a payment of £600/£15000 so 4% paid. Pleased with this as most of my payments will be the outcome of economising against our income. I follow a lot of the diaries and challenges and am always inspired by all the efforts of everyone so I am looking forward to this challenge.0
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