2019 Frugal Living Challenge

Frugaldom

Yes, there will be a new challenge set up for next month so those taking part have time to prepare. ��

Dave_Saver

Payday tomorrow!
I've got £4.24 to last me and with a bit of will power I can do it but I really want a wetherspoons breakfast ��.

If I can get through today I will be debt free and have not finished up my month using my credit card or overdraft to see me through until payday for the first time in over 20 years.

lykkelig

Fabulous Frugaldom. Thank you for letting me know.

Dave Saver that's an achievement. I really hope you do it because it will cement in your mind the feelings of willpower winning. Good luck. I'll be sure to come back to see if you achieve it.

2Scratters

DaveSaver well done.
You have just 24 hours to wait for your wether spoon breakfast!!!
:T:T:T:A:A

Dave_Saver

Made it to payday with about £2 to spare.

lykkelig

Well done for not getting that full breakfast yesterday Dave. Here's hoping the next months are like that too. Nice achievement.

Nargleblast

Just de lurking to say Dave Saver deserves the biggest brekkie Wetherspoons has on offer, that's a tremendous achievement!

A bit about me - the death of my husband back in the summer has changed my financial situation but I am managing ok. I work two long shifts a week so have time to shop and cook carefully and make sure I don't waste money. I have about five years left on the mortgage and am managing to pay a bit extra off it every month so hopefully I will get it paid off sooner. I am not a complete tightwad, I live comfortably but have money in separate savings accounts (emergency funds, car expenses, holidays fund, fund for projects). I resent paying out for ready meals when I can cook better quality at home, sometimes for less. I have started making my own washing powder which works just as well as commercial brands, and will be wrapping Christmas presents in Christmassy printed fabric tied with toning coloured ribbon, instead of wasteful wrapping paper, much of which cannot be recycled.

None of us know what is around the corner so if we reduce and eventually eliminate debt, and build up some savings, we will be in a stronger position to deal with whatever life throws at us.

nannygladys

Hi everyone
Dave saver congratulations, I bet that felt good!
Went shopping yesterday for the week but ending up forgetting one thing!! so I will try to do without it.
That's about it for me
Nannyg

taplady

Good evening. I have been absent from MSE for quite a while but think it's time to get back on board. I had a light bulb moment recently - realised I needed to put a stop to my unnecessary spending and try and save more. Hubby is not in the best of health and I'd like a safety buffer just in case, plus he may well need surgery and a long time off work so we may well have to manage on a reduction in income. I used to lurk in the old style thread. This week I have done an inventory of the freezers and done s menu for next week meaning my food shop was less than half what it usually is. Although I am on a decent wage I have been topping our budget up every month with my own pocket money and would like to not have to.

[Deleted User]

Hi folks, I have been MIA for most of 2019 - lost my MSE mojo. I've tried a few times to get back on track so hoping this is it this time! This has always been one of my favourite challenges so planning on posting here regularly.

Menu plan done for this week. We did a bigger shop in Lidl yesterday to make use of the £10 off a £40 spend voucher so freezer is well stocked with chicken and beef and YS bread.

Priority this week is to stick within budget for everything and minimise unnecessary spending. I have a few Christmas gifts still to buy but am planning to completely finish this by the end of November as I can't handle how busy the shops get in the run up to Christmas. I want December to be about slowing down and enjoying relaxed weekends by the fire rather than battling through the shops!