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Will start from August payday, this month is hammering us. We had a break away and usual summer hol expenses.
DD got rubbish (for her) grades in her A-levels, which is unsurprising as she did NO work. She's lost the lucrative apprenticeship that she had in place because of her grades. Bit of an unpleasant life lesson for her, companies don't pander to lazy teens. Who knew?
She needs to resit 2 of them and then start looking again. Extremely frustrating.DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved2 -
oh, I am sorry - for you. Try to stay firm, We have been there. Bailing them out doesn’t work and sets a bad precedent.2
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This might be the making of her. You can hope so. As Yankee24 says stay firm and dont try to bail her out.
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ohdearhowdidthathappen said:Will start from August payday, this month is hammering us. We hi had a break away and usual summer hol expenses.
DD got rubbish (for her) grades in her A-levels, which is unsurprising as she did NO work. She's lost the lucrative apprenticeship that she had in place because of her grades. Bit of an unpleasant life lesson for her, companies don't pander to lazy teens. Who knew?
She needs to resit 2 of them and then start looking again. Extremely frustrating.
August has hammered us too so you are not alone in that respect!Debt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
Current Mortgage: £235,698
Emergency Fund = £8,256 Target £10,000
Currently paying off CC £1204 - Saved £100 so far3 -
Sorry to hear your news. It's frustrating as a parent to watch your kids struggle unnecessarily - but you really can't put an old head on young shoulders. Hope she finds a good route forward.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
I think social media pressure at times like this doesn't help either. Hopefully this will be the making of her. School results aren't everything. Did she get her A levels at all? If so later in life that will matter more than grade. Keeping her MH up and keeping her safe are the top priority. Lots of people do badly at school but excel after...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Harsh I know but I'll agree with those saying just maybe it might give her a needed life lesson - particularly when she suddenly realises she's now losing out on the things she'd undoubtedly been planning to do once she had a "proper" income with still very low outgoings... And yep, I'll also add weight to the "don't bail her out" argument - I'm guessing (from everything you've said here, I'm in no doubt in fact!) you were supportive and encouraging of her putting the work in, she chose not to do that, and yes, she does need to understand that choices have consequences.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Thanks all
We're happy we did all we could to support her studies.... even she can't find anyone to blame but herself, which is a new thing! She seems fine, looking forward to a chilled few months apparently! Her savings will run out and then she'll have to come up with a plan.
She got Ds... considering she could have got As, that's pretty bad and won't get her the sort of apprenticeship/training program she wants to do. She can resit, but I'm not convinced she'll do the work still. We've told her if she's not resitting, she'll need to get a job. We won't charge rent/keep for a year in the hope she's not finished with education, but that's it. No handouts etcDFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved1 -
I would tell her no resits then she has to get a job and pay something towards her keep. If she does neither then dont do anything for her and keep her food to the most basic (even I am not mean enough to starve her). No new clothes, make up, outings etc. There is no reason for her to be sponging off you. She is an adult and must learn to be an adult if she wants to be a child then treat her aa naughty one who has lost all her privileges.
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ohdearhowdidthathappen said:Will start from August payday, this month is hammering us. We had a break away and usual summer hol expenses.
DD got rubbish (for her) grades in her A-levels, which is unsurprising as she did NO work. She's lost the lucrative apprenticeship that she had in place because of her grades. Bit of an unpleasant life lesson for her, companies don't pander to lazy teens. Who knew?
She needs to resit 2 of them and then start looking again. Extremely frustrating.
I honestly do not think that teens are 'lazy'. Why didn't your daughter do the work? Were you able to have discussions with her while she was meant to be studying? I ask because it could be that she may have been, or may still be ill (depression for example is common). Your daughter might not want to go into higher education or an apprenticeship but doesn't know how to broach this discussion with you so deliberately didn't try. She could be a person who needs lots of encouragement too but I certainly think it would be worth your while sitting down with her and asking her exactly how she feels, what she wants in the future and letting her know that she has your full support, whatever she would like to do. It is frustrating I do agree but I imagine that her true feelings are actually of horror, knowing that she has ability but has not done as well as she could have done.
There are many alternative training courses and your daughter may be able to apply for one of those. But maybe she hasn't told you yet what she'd really like to do. While she's sorting things out, she could perhaps take on a part time job in a shop or cafe or something, that's what my daughter did in the time between leaving school and starting uni. It gave her a sense of being useful and also, of course, the wage was nice although not very large.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.1
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