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  • Yesterday at my friend's house was lovely.  The cakes went down well :D 

    Today we're off to a museum, tickets already pre bought (the ones that last 12 months).  There's a McD nearby so we'll have lunch there, found a random £20 in my pocket when doing some washing yesterday, so that can pay for it.  The tickets included a halloween spooky trail, so that'll keep them out of mischief.  I like those trails as it makes them explore the whole museum! 

    There's an arcade there that uses loose change, so have sorted a whole load out that we've got in the house and bagged them up for the children in advance, so hopefully no arguing!

    Right, better go and get them all sorted to go.  Hope everyone's half terms are going well :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • Another here who is a sucker for those 2p "pusher" machines - great way to kill a bit of time for minimal cost! 

    Enjoy the museum Ohsh... - sounds like a great day out ahead!  i agree with SH that you need to share the cake though! :wink: 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
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  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the £20 find and that you can you existing change to keep little ones amused. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Love the fact you guys remember my old (un-pc) name... I miss it :disappointed:

    We spent about 4 hours in the end at he museum, which exceeded my expectations, 4 of 5 willingly attended (eldest was doing work experience - wonders will never cease).

    I'm meeting a friend at a park tomorrow, with youngest 3.  Planning on a hot choc at the cafe and some time spent at a funfair that's pitched up there, estimated spend is £30.  I've got that in my purse (I know that's kind of cheating, but in my head it's kind of within budget -just).

    Friday will be a NSD as we're doing pumpkin carving.  We've got the stencils and tools from last year and I've already bought pumpkins, £2 each from Mr W... bargain.  I set them the task of researching the designs and DH will be the judge.  Have got little prizes and I'm sure they'll all win something  ;) 

    I'm not taking them trick or treating this year, I think a lot of folk will be nervous, I'll keep them at home.  They're each inviting a friend over and I'll make pizza etc... Mr A delivery today provided suitably ghoulish snacks for the 'party' and will dig out some decorations and they can all dress up if they want to.  We have got enough costumes built up from over the years.  Should be fun :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • PS finished squid games, very odd show, but got strangely invested :D 
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • I loved your old name - it always made me giggle when I spotted it on a post! Absolutely summed up for me the thought that pretty much all of us on here started out with! 

    Your halloween plans sound great - and yes, absolutely agree about people probably not really wanting strangers at the door at the moment - particularly when some of those strangers are in the 5 - 19 age group! 

    Wait WHAT - eldest doing work experience? How the.....what the.....did I read that right?! :lol:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic news on the job hopefully that will resolve the entitlement issue.

    Well done for staying on plan not easy with a big family and big age gaps
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Excellent news on the job for DD. 
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