Would you store sensitive data on Google Drive?

RumRat

JustAnotherSaver wrote: »

OBVIOUSLY they can log in and see the direct debits and standing orders.


Some are obvious - electricity & gas bills for example.
Others are in place purely to satisfy account benefits.

Some accounts need keeping an eye on and working with manually else there'll be a charge.


How are they to know what to do with what unless i create a list explaining what everything is for and what to do in the event i can not do it for them? Such as .... close down this, that and the other accounts, move all the money to that account, close all those standing orders & direct debits off, that's your money all in 1 spot now and that's the spot that it's best to be in. This is simplified in its most basic form.



Without an instruction they wont know. They could have all the apps in the world but they wont know what to start closing off unless told.

Can you be more specific about what is wrong with these people so perhaps we can have a little more understanding?

JustAnotherSaver

RumRat wrote: »

Can you be more specific about what is wrong with these people so perhaps we can have a little more understanding?

I think we should both agree that you're clearly not going to be helpful here so that's mine and your conversation done with on this thread Thanks for your input.

System

JustAnotherSaver wrote: »

Not sure if you're trying to be funny or you're trying to make a point.


If you're trying to be funny, you're not.


If you're trying to make a point, what point are you trying to make?

You say you don't hand over your card to people you don't trust so that means you either are happy to trust complete strangers just because they happen to work in a shop or you don't use the card for purchases.

If you don't trust people you don't know and you're paying for stuff with the card then clearly you do hand your card over to people you don't trust.

RumRat

JustAnotherSaver wrote: »

I think we should both agree that you're clearly not going to be helpful here so that's mine and your conversation done with on this thread Thanks for your input.

A bit unfair, It was a genuine question. But, hey, if you wish to wish to read it wrong, good luck...

stragglebod

JustAnotherSaver wrote: »

I think we should both agree that you're clearly not going to be helpful here so that's mine and your conversation done with on this thread Thanks for your input.

I read @RumRat's post as 'Tell us why you're doing all of this, then we can give you proper advice.'

Are these people not grown ups?

If you're doing this because they're incapable of managing their own finances, they need to appoint a power of attorney. If you're doing this because they can't be arsed to do it themselves, they need to appoint a financial adviser.

JustAnotherSaver

Tarambor wrote: »

You say you don't hand over your card to people you don't trust so that means you either are happy to trust complete strangers just because they happen to work in a shop or you don't use the card for purchases.

If you don't trust people you don't know and you're paying for stuff with the card then clearly you do hand your card over to people you don't trust.

Are you just being difficult? Why are we even getting in to talking about paying for things in shops?

Not that i hand my card over anyway, i'm capable of putting it in the chip & pin machine myself but what's your point and what has it got to do with uploading account details to the cloud somewhere?

stragglebod wrote: »

I read @RumRat's post as 'Tell us why you're doing all of this, then we can give you proper advice.'

Maybe you're right.


I read it as (especially due to the 'what is wrong with' part) him taking a shot saying that as adults they should be able to manage their own finances & the fact that i do it must mean there's something 'wrong' with them.


Maybe i'm right, maybe i'm wrong. Maybe i've had enough of people being intentionally difficult just for the sake of it & i'm tarring RumRat with the same brush when i shouldn't. Who knows.


The whys of it are irrelevant. Let me worry about that and deal with the question at hand - storing this kind of information. I've actually even mentioned the whys of it so the reason is there for anyone to read.

The_stingemeister

Am I missing something? But why is it necessary to put account/sort number on spreadsheet? Just call it by the account's name, for example TSB saving account for John Smith.

JustAnotherSaver

The_stingemeister wrote: »

Am I missing something? But why is it necessary to put account/sort number on spreadsheet? Just call it by the account's name, for example TSB saving account for John Smith.

Ok let's say i do that.


They have a regular saver under the name of "super duper saver big interest".

No further details.
Now let's assume this piece i'm putting together comes in to play but at a time where the super duper saver matured and has since been renamed to "terrible saver with sod all interest".


They go to the bank saying i've got an account with you so Joe Bloggs told me in this info he left before he died, it's called "Super Duper Saver big interest".


Sorry madam that account doesn't exist.


Now yeah sure they'd probably get it from name and ID but isn't it just easier to walk in & say this is the account number?

RumRat

JustAnotherSaver wrote: »

Maybe you're right.


I read it as (especially due to the 'what is wrong with' part) him taking a shot saying that as adults they should be able to manage their own finances & the fact that i do it must mean there's something 'wrong' with them.


Maybe i'm right, maybe i'm wrong. Maybe i've had enough of people being intentionally difficult just for the sake of it & i'm tarring RumRat with the same brush when i shouldn't. Who knows.


The whys of it are irrelevant. Let me worry about that and deal with the question at hand - storing this kind of information. I've actually even mentioned the whys of it so the reason is there for anyone to read.

I assure you I wasn't being difficult.

The files are encrypted on Google drive and for an extra layer of security use Two Factor Authentication. Google Drive also supports versioning, so that you can follow and rectify any changes to the documents.

If you don't trust Google encryption have a look at 'Cryptomator'.
https://cryptomator.org/downloads/#winDownload


However, I think the more barriers you put in the way, the more difficult it will be for your relatives to use simply.
Good luck...I won't bother you any further.:)

DocQuincy

I only skimmed the thread so apologies if this was mentioned already.


Is it likely going to cause you problems storing it on Drive? Probably not but there are two better options:



1. If you're on MacOS use Disk Utility to store sensitive files in a .sparseimage file. It's a single file that contains files and folders but is encrypted. To open, you double-click on it and enter the password and it is mounted like a USB drive. It's free and the file can safely be stored anywhere since it requires the password to open (just use a decent password!).


2. Even better but not free is to use a password manager since it's built for this kind of thing. I use 1Password and it is fantastic. You can store anything on it (mainly logins but lots of other things like credit cards, bank details and secure notes and files). Google the benefits of a password manager but they are very, very secure.