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Pay ALL your debt off by Xmas 2019

19293959798177

Comments

  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hope I'm not too late, but it helps to be kept accountable...

    My goal is to be DF by the end of the year! I have £7750 to clear.

    Thanks!
    Welcome you are #178

    Hello,

    Is it too late to join this? I have debts off 1832.32 at present that I hope to clear as much as possible. I've not got a massive income at present but will be doing all I can to make a dent!
    Welcome you are #179

    Hello,


    Can I join please ?
    My debt is terrible and I need to take hold today and move forward.
    So only including Credit cards and next account and over draft- I am £ 21, 795.04 I can’t believe it!!

    That isnt even including student loans, my car or the loan I have that is got a year left with my partner.

    I wish I could consolidate to one payment but never mind. Anyway onwards and upwards . Set up app for each debt so I can make small payments on banking app and also I have cut up C/C
    Welcome you are #180
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 17 March 2019 at 7:02PM
    HI sound good would like to join to the challange
    debt £5000
    :(
    Welcome you are # 181
    Sorry reposted as messed up the colour of and size changing of numbers and couldn’t edit original one. ( I will get more used to the forum soon promise)

    I would like to join the challenge please.
    I’m just going to start from right now or am I best to count my payments already made from January and February?
    £0/£9000
    Welcome you are #157 You can include Jan and Feb also :)

    02w0121 wrote: »
    Hi, I've just noticed that I've actually been given two numbers! #157 and #167. I have logged payments against number #167.

    Please let me know if this is okay
    Opppssss Sorry for that. Yes keep using 167 :)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Muppets are you ok not seen you posting as much as usual.


    Life has been happening a bit too much lately. I will be ok :) Thank you for asking :)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    UPDATE FOR FEB

    We paid off £54,106.37 :j
    Which is a total of £123,717.83 to date :j
    which is 8.47% of our target:beer:
    We have 182 members joining us this year :j:j
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    LB1906 wrote: »
    Hi looking to joking this challenge.

    Goal for 2019: £10,000

    Total amount of debt : £20,000
    Welcome you are #182
    Would love to join.... I want to be debt free so I can start saving :)

    Here's mine
    Bank Loan £3200 (4 years to clear)
    Store Credit £1800 (BNPL included)
    Credit Card £950

    Total: £5950

    So far for Feb I paid £50 for store credit, loan £80
    There's no way I'll clear all of this before Xmas but I'll try my best, and there's always 2020!

    So £130/£5950 so far
    Welcome you are #183

    Okay, so I'd calculated my starting debt wrong and haven't added in my Jan/Feb standing orders but I've just done a handwritten snowball tracker to try and keep me motivated and I'm feeling motivated.... that 961.47 was accepted as a full and final on my biggest debt of 2461.68 so now my debt to pay off is 2796.33 by Dec 2019... should I add what I've paid up to that to show sums properly or leave the original bigger sum there to show debt level started with in Jan... confused...

    099 :xmassmile Student_Mrs £ 1032.81 paid in Jan and Feb... - remaining debt now 2796.33 ... (was 5277.35 when I joined
    Whichever is the most motivating for you :)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Please can i join my debt without my morgage is £11.500 as of march 2019 .
    Welcome you are #184

    Dave_Saver wrote: »
    Hi, can I join.
    I've been clearing debt all year but as of today I have £2000 of credit card debt.
    Welcome you are #185

    rubylily wrote: »
    Can I join please £10,608. Thanks
    Welcome you are #186
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Rochelle13 wrote: »
    Can I join please, I'd like to pay off £5000 by Christmas.
    Welcome you are #187
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    I have updated everyone's totals :T
    Given everyone a number :T
    And the front page is updated :T


    If you have still been missed please give me a gentle nudge :D
    :beer::beer::beer::beer::beer::beer::beer:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Thank you muppets:A

    New totals are very encouraging! My payday this week so more payments will be made soon.

    Nice to see you back on this thread and hope you are doing ok


    Dx
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025
  • Thank you Muppets! Nice to see you back, hope things pick up for you soon :)
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