We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2019
Comments
-
Evening all payday for me and another round of payments

Update is
#31 £1415/£7,000
Well done everybody :TEmptying my lake with a teaspoon0 -
Morning :hello:
Sent £100.60 towards the barclaycard
Brings my total to £1352.50 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£4 bank round down sent to CC3. Now at #29 £1,290.00 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
A whole 78p paid off the debt. Received from Shopmium and paypalled over.
Pay debt by Xmas 2019 #81: 1019.14/4K19/12/14: Spent 10 years of savings!!
:heart2: ..... to buy my first home. :heart2:
11K OP 31.03.19
Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!0 -
#78
Checking in with £165 paid so my total is £680/£3880 so far
When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1000 -
Payment went out today, so I’m at:
#04 - £647.81 / £4,1610 -
I would like to join the challenge please.
I’m just going to start from right now or am I best to count my payments already made from January and February?
£0/£9000The 365 day penny challenge £0.0/£667.95
Debt Free Diary - Rolling the Debt Away
PAYDBX 2019 - Pd £3,917.5 / £9,000 - 0.0%0 -
Sorry reposted as messed up the colour of and size changing of numbers and couldn’t edit original one. ( I will get more used to the forum soon promise)
I would like to join the challenge please.
I’m just going to start from right now or am I best to count my payments already made from January and February?
£0/£9000The 365 day penny challenge £0.0/£667.95
Debt Free Diary - Rolling the Debt Away
PAYDBX 2019 - Pd £3,917.5 / £9,000 - 0.0%0 -
#148 - £7 paid - now £979/£4,782
Got my Elec bill this morning that was £3 more than anticipated, so paid £10 over to them to cover that increase plus a bit extra. That means this week I have paid £102 towards the debts. :jChanging my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 14/4/25 = £14,880.45
Savings Goal = £1000 EF - £0/£1000 = 0%0 -
Grrr who'd have a car? Although it could be worse as my contingency fund paid for most of the repairs but I have had to add £381 to my credit card
#89 £3738.83/3855.16Debt free and saving like crazy0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
