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Working Hard Debt Diary - Here goes

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Comments

  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Just written a cheque for the balance of our holiday. Twice warm glow now 1) since we've got the money saved (I can still remember the days when we didn't) and 2) since I can now look forward to planning our hols. :T
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ooh, holiday sounds fab!

    The bra-fitting lady did look a bit shocked - she said "take off your shirt and leave your bra on" for me to be measured, and I almost burst into tears as I said "I haven't got one" :o I explained that I had had a very emotional "clear out" and she spent hours with me, very patiently, sorting me out - she was fab. If I had been on a M/S I would have given her one of those awful "certificates" for superb customer service!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    How nice that sounds so lovely. There should be more of that TLC around. D's are very good. I once (pre LBM days) had a quite recently post baby 3 personal shopping experience in D's and they were fabulous.
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Ahh hypno I'm so glad there was a nice woman to help you out, I'm with you on the grey bras lol lol x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Compingirl
    Compingirl Posts: 437 Forumite
    H, that has made me laugh so much! They would die if I turned up bra-less! Id be dragging them behind me like 2 naughty puppies! lol! (OH says he will have the one with the wet nose lol!)

    No they aren't that bad really, if I want to flash 'em I can always lift my skirt hem up lol!!

    WH, thats fantastic news on the holiday - I had that last year, all saved and paid for, what a fantastc feeling sadly not the case this year - its all going t!ts up if you parden the pun!

    seriously, well done tho' and thanks for making me chuckle! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I can't believe its been such a while since I posted. We seem to have spent money like water recently. I really don't know why since its on nothing tangible or thats what it felt like.

    The food budget is completely gone west this month. Its not been helped by the fact that I did a big shop a little bit early (before payday last month) which has impacted on how much we've got to spend this month. We've also [STRIKE]had[/STRIKE] to buy a little more beer/wine to accompany the footie:o. So far we've overspent by £30 which doesn't sound too much but feel enormous since we've another weekend to go!! Payday is a week and a half away.

    I'm tempted to rob the money from the petrol account which has a surplus at present this month (less travelling around for us both for work last month).

    We've got an outstanding balance on the old B/Card of £127, HOYS tickets that I promised by DD for getting a good report (it is excellent) £70, clothes for me (most have been paid from my own account but a little are still outstanding - I will pay for them next month), clothes and shoes for DD (I get given things for boys which is a fantastic help).

    All in all next month will be tight since I won't get my expenses (I missed the deadline) and OH's expenses won't cover the excess. The food budget will even out when we are on holiday but thats not for a while yet. The childcare budget for the holidays has come in under which is great and this has subsequently reduced the ongoing costs per month.

    The update on the MFIT challenge has gong online, thanks FB and we are on 11.39% towards the target of paying off a wedge of our mortgage debt. :rotfl:Cause for cheering!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Oh and the most important news is that I passed my OU exam :T:T:);)
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Well done on passing the exam :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on your exam :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Compingirl
    Compingirl Posts: 437 Forumite
    Yay! Well done on the exam - we too are on freezer remains until Fridays shop - come on get creative - you can always have my lone mackerel if you get desperate lol! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
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