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Working Hard Debt Diary - Here goes

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Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    sorry they've broken into your car that sucks.
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Thats rotten HTBDF. Not what you need at any time is it. Virtual hugs going out to you.
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • thanks love i feel like screaming the walls down im fed up
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Compingirl
    Compingirl Posts: 437 Forumite
    Oh HTGDF that really sucks, hope you get sorted soon

    WH I am defo up for this challenge! Bring it on lol! How shall we do it??? (apart from eating less and exercising more lol!) :)

    Looking forward to your mega post tomorrow, fingers crossed you've got a large celebration on your hands! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    smiley-happy110.gif

    Well we've done it, finally after goodness knows 2+ years we are technically debt free. I say technically since the RBS card now has the grand total (no pun intended :)) of £1000 on it at 0%. Our emergency fund has £1024.25 in it so if we wanted to could pay off the debt in its entirety straight away hence the term tecnically DF.

    This took some juggling to achieve this month due to the overspending. I've literally taken a few pence (interest) out of quite a few of my savings pots to get the totals up. The TCB payout helped considerably plus the extra CB payment this month which cleared the overspending from last month.

    We are delighted :beer:. Its taken much hard work and effort plus the amazing support on here to get us to this point. I don't think that I can post up on the celebration board until the actual debt is zero but I feel like we've hit a huge milestone. I've even had a celebration glass of cider tonight (medicanal purposes of course since I feel rotten - cold thingy).

    I'm so chuffed....

    smiley-happy023.gif
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Thanks to you particularly H - big big inspiration to everyone particularly me
    smiley-hug007.gif
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,605 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent news:D:j:j:T:T:D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks to you particularly H - big big inspiration to everyone particularly me
    smiley-hug007.gif

    **blushes** Thanks!

    It is always nice when one of the long haulers makes it - it's not me that has made the effort, it is you! Well done :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Thanks to you as well BL as a long time supporter smiley-hug007.gif
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
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