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Need a broker

245

Comments

  • It's from RBS from last year when I applied for a credit card my fault I lied on income..

    So I think when i apply now with genuine wage slips they are flagging me up

    What to do now need a top broker if they think they can help willing to pay top money if they can pull me threw..
  • I have a refer flag from Nhunter from RBS
    Is that a fraud flag ?
  • No cifas entry ..
    But was told some cifas are hidden from credit reports....

    It's a limited company letting agency.
    Not a big company
  • What category is it? The entries stay on for differing lengths of time depending on how it is graded.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    Application fraud Cifas marker loaded by RBS then.
  • So nhunter refer status means fraud flag?

    Now what ???
  • Haras_nosirrah

    I don't even know category for what nhunter ?

    None off files have cifas. Clear

    But was told that they don't upload all cifas entry on credit files is that true ?
  • https://www.eurekaleasing.com/car-finance/41-a-guide-to-the-national-hunter-and-cifas-databases

    This is a car leasing website but same can be applied to mortgages.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • It is correct cifas can be hidden. Do the £10 statutory to cifas to find out if you are on there. It stays on credit files between 1 and 6 yrs I believe depending on the classification
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • So it's impossible then for me ??
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