Need a broker 30 November 2018 at 10:43PM in Mortgages & endowments 46 replies 2.2K views

Ibrahimovic786

Hi
I need a lender asap and a top top top mortgage broker
Willing to pay extra fees. ????

Ibrahimovic786

Been declined 3 times..
Could not verify income how...
I have my hmrc income tax in hand also wage slips

haras_nosirrah

If you have wage slips how come you can't verify income?

Ibrahimovic786

RBS nationwide barclays.
All decline on same point very stressed.
Please HELP

Ibrahimovic786

That's the strange it's like I have flag on my name ??

haras_nosirrah

As a broker we would need latest 3 months payslips and latest 3 months bank statements if employed and would need to match pay from payslips going into bank. This would verify income.

haras_nosirrah

What is it about your income that can't be verified. That is what you need to find out. You say a flag - could you have a national hunter entry against you? Has your income been the same on all applications?

Ibrahimovic786

Yes that's all correct they all match
But my case went 3 times to the audit teams
Came back decline false income how ??

It's like I have a flag on my name?

Ibrahimovic786

Yes I have nhunter against me...
Does that mean no mortgage now ?

haras_nosirrah

Check all 3 credit reports to see if there is a cifas entry. Is your employer a big company?

haras_nosirrah

You need to find out why you have a national hunter entry. If you don't have fake employment then why do they think you do? Something has triggered it and you need to find out what. It would be very difficult if not impossible to get a mortgage if you have a fraud flag on you