Looking into the light and starting afresh

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I used to be a regular on these forums many many years ago and managed to clear over £18k of debt, all racked up on frivolities and whilst earning little more than minimum wage. Looking back now it seems staggering that I managed to achieve that, and even more staggering that I have allowed myself to undo all of the good work and slip back into debt 
The money situation is making me feel anxious and sick on a daily basis and I know its time to start getting back in control, rather than letting the (lack of) money control me, so I'm hoping this diary will keep me in check. It probably won't be the most thrilling of reads but at least it will have a happy ending :beer:
With that in mind, today's To-Do list looks like this:
List Shpock items
Research on Discogs
Delay Repay claim
Look at selling unused holiday at work
Check out AirBnB
Cancel Sky
Clear old inbox
Return hair dye
Add up total debt :eek:

The money situation is making me feel anxious and sick on a daily basis and I know its time to start getting back in control, rather than letting the (lack of) money control me, so I'm hoping this diary will keep me in check. It probably won't be the most thrilling of reads but at least it will have a happy ending :beer:
With that in mind, today's To-Do list looks like this:
List Shpock items
Research on Discogs
Delay Repay claim
Look at selling unused holiday at work
Check out AirBnB
Cancel Sky
Clear old inbox
Return hair dye
Add up total debt :eek:
Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
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June 2020 - Debt £190.96
Saving Pots: House Fund: £2015.21 Holiday Pot: £327.31 Rainy Day Fund: £964.84 Sod it/Treat Fund: £12.06
Stocks and Shares ISA: £189.65
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/200
List Shpock items Photos taken and found a few extra bits
Research on Discogs
[STRIKE]Delay Repay claim[/STRIKE]
[STRIKE]Look at selling unused holiday at work[/STRIKE] Can only buy, will ask to roll over
[STRIKE]Check out AirBnB[/STRIKE] Listed the spare room so will see..
Cancel Sky
[STRIKE]Clear old inbox[/STRIKE]
[STRIKE]Return hair dye[/STRIKE] Will take tomorrow, receipts sorted ready
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
Managed to list 4 ebay bits on my way to work today so a good start. I need to get a chunk paid off my MBNA card as soon as possible as I am behind on my payments - I am determined to get straight even if it involves listing the entire contents of my house in the short term!
Trying to take the positive from this that overall 4% has been paid off. Feb is the last month of repaying our gas debt so that will give me an extra £100 a month to play with, but the biggest lifesaver has been offering our spare room out through Air BnB which is really the only thing keeping me able to make any payments at the moment.
Really frustrated today as OH hasn't paid his car insurance so our latest Air BnB payout will have to go to cover that. I could write a whole new post on that subject but this probably isn't the place.
Overall I remember the horrible feeling in the pit of my stomach when I wrote the original post and, although it hasn't gone away, I at least feel I am in a better position now and have taken some positive steps. Hope anyone reading has a positive, MSE day
Have opened a new bank account today which I'm going to use to separate out my spends for the month once payday hits. I'm really struggling with ways of making extra income, when I cleared my (much bigger) debt last time I was on a far lower wage but feel as though there were so many other ways of bringing in the pennies - and although they were literally pennies they all add up. Need to get thinking/motivated.