Best cashback CC that isn't AMEX?

Legacy_user

Hi, I am looking for the best CC I can get for when my AMEX is not accepted, (so either Visa or MC).

Please not Tandem. Tried them and was rejected even though my credit rating/score is absolutely pitch perfect. God knows what happened there but I see a lot of people having issues with their tandem card/account. So would like to avoid that one.

[Deleted User]

You don't have a credit score or rating - no ones does,

The numbers given by the CRA's are pulled our of a Unicorn's behind.

I have a Tandem card and have no issues with it or them.

2ilent8cho

Not a CC, but Curve card is free and according to their twitter and facebook feed will support Amex this month. So your Amex would become a Mastercard and accepted everywhere Mastercard is.

18cc

john lewis card but you get cashback.in points not cash

jim1999

Aqua offers 0.5% and free spending abroad as well.

System

I saw Aqua. It's fairly decent (abroad spending in particular). But the 100 pound cap and annual payout of the cashback seems a bit mad. Still. worth considering. :money:

System

2ilent8cho wrote: »

Not a CC, but Curve card is free and according to their twitter and facebook feed will support Amex this month. So your Amex would become a Mastercard and accepted everywhere Mastercard is.

This is very interesting. Can you tell me more or at least point me in the right direction. Sounds great.

System

!!! wrote: »

You don't have a credit score or rating - no ones does,

Cool, so those with several defaults and bankruptcies should have no problem getting the latest Platinum Amex??

I know it's literally everyone favourite thing to say on this forum. "You don't have a credit score"..But score/rating/history. It's all terminology for the same thing. You have a credit "PAST" shall we call it? same thing, different word.

sausage_time

RBS/NatWest Rewards MasterCard. Best coupled with a Rewards current account (with cashback on household bills and no card fee).

2ilent8cho

beany_bot wrote: »

This is very interesting. Can you tell me more or at least point me in the right direction. Sounds great.

https://www.curve.app

and their twitter feed, where you can see they say Amex support coming very soon.

https://twitter.com/imaginecurve?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor

[Deleted User]

beany_bot wrote: »

Cool, so those with several defaults and bankruptcies should have no problem getting the latest Platinum Amex??

I know it's literally everyone favourite thing to say on this forum. "You don't have a credit score"..But score/rating/history. It's all terminology for the same thing. You have a credit "PAST" shall we call it? same thing, different word.

Correct - you have credit history.

Ignore the scores/ratings provided by the CRA’s.

Lenders use their own methods to judge your credit worthiness based on the history only.